Sumak vs Budget Expense Tracker

Sumak es la app de finanzas personales para Latinoamérica: registra tus gastos escribiendo, hablando o con la foto del recibo, y Sumak los categoriza solo. Úsala sola, en pareja o en familia. Diseñada en Ecuador, soporta múltiples monedas (USD, MXN, COP, ARS, PEN, CLP, BRL y más): cada cuenta tiene su moneda y los totales se calculan con tasas de cambio que se actualizan cada día. UN SOLO PLAN, TODO INCLUIDO: $2,99 al mes o $24 al año, con 7 días de prueba gratis. Empiezas con todo desbloqueado desde el día 1. Si decides continuar, el cargo se realiza el día 8 y la suscripción se renueva automáticamente. ¿No quieres seguir? Cancela antes de que termine el día 7 desde tus suscripciones de Apple y no se te cobra. Puedes cancelar cuando quieras. QUÉ INCLUYE: • Registro por texto, voz o foto del recibo, con categorización automática • Presupuestos por categoría y metas de ahorro • Deudas y préstamos, por pagar y por cobrar • Movimientos recurrentes: renta, servicios, suscripciones • Hogar compartido hasta 5 personas con balance común • Reportes, patrimonio y exportación de tus datos • Cuentas, categorías y movimientos ilimitados • Registro por WhatsApp, desde números de cualquier país PARA QUIÉN ES: • Parejas que comparten los gastos del hogar • Familias con papás e hijos adultos • Profesionales con ingresos en moneda local y en dólares • Cualquiera que esté cansado de pelear con Excel PRIVACIDAD: Tus datos nunca se venden ni se comparten con terceros. El texto, la voz y las fotos que envías se procesan con inteligencia artificial solo para crear el movimiento que pediste. Puedes exportar o borrar tu información cuando quieras desde Ajustes. ¿Preguntas? Escríbenos a soporte@sumak.io LEGAL: La suscripción se cobra a tu cuenta de Apple al confirmar la compra y se renueva automáticamente salvo que la canceles al menos 24 horas antes de que termine el periodo. Puedes gestionar o cancelar tu suscripción desde los Ajustes de tu Apple ID. Términos de uso (EULA): https://sumak.io/terminos Política de privacidad: https://sumak.io/privacidad

Boti is your digital piggy bank for tracking expenses, income, and your savings goals. No spreadsheets, no stress, and no bank connection: you choose what to log, and Boti makes it clear. Built for people who want to save for real, understand where money goes each month, and, if they want, share a jar with their partner. One place for your personal money and your shared household spending. LOG AN EXPENSE IN A SECOND Type “12 coffee” or “6 Starbucks yesterday” in the quick entry bar and Boti picks up the amount, the merchant and its logo, the category, and the date. It also understands “every month” and, for couples, “split”. It knows 1,700+ merchants and learns from your corrections. On iPhones with Apple Intelligence, it fine-tunes the category right on your device. SAVE WITH CALM Set your starting savings and monthly goal. Boti calculates your real progress and always shows how much you have saved. SAVINGS GOALS A trip, a down payment, a car, or an emergency fund. Create a goal with a photo, choose how much and by when, and Boti tells you how much to set aside each day to get there. Add money whenever you like and celebrate when you hit 100%. CLEAR MONTHLY BUDGET Define your monthly spending budget and follow the percentage used with colors you understand at a glance. ANALYSIS YOU UNDERSTAND Expenses, income, or both: spending by category, income vs. expenses, upcoming fixed bills, and all your transactions with filters. CATEGORIES THAT MAKE SENSE Home, groceries, transport, leisure, health, and many more. Create your own, reorder them, and hide the ones you do not use. FIXED COSTS ALWAYS IN VIEW Rent, insurance, Netflix, Spotify, gym, each with its logo. Create weekly, monthly, or yearly recurring rules and see how much each month commits you to. WIDGETS ON HOME AND LOCK SCREEN Total savings, this month’s balance, and your top spending categories, without opening the app. A JAR WITH YOUR PARTNER Shared Boti (DUO mode): create a shared jar, share a code, and follow shared expenses, income, goals, and who paid what together. Boti is not an app for splitting bills or settling IOUs. It is your shared jar, with a clear picture of the money you manage together. GENTLE REMINDERS Friendly nudges so you do not forget to log, budget alerts, monthly goal reached, and weekly or monthly summaries. You choose what to receive and when. YOUR DATA, YOURS Boti does not connect to your bank. Your personal transactions live on your device. There is no cloud backup of your personal finances. If you use Shared Boti, only that shared jar is stored in the cloud. You can hide amounts in the app, or lock Boti with Face ID (Pro). Home and Lock Screen widgets can still show figures. BOTI PRO With a Pro subscription you unlock: Home Screen and Lock Screen widgets Unlimited savings goals Recurring expenses that log themselves, with a heads-up before each charge Full history of past months Up to 100 custom categories and editable default ones Face ID lock Alerts for unusual spending and a monthly goal at risk Without Pro you can still use Boti for free: unlimited transactions, quick entry, one active goal, monthly goal and budget, analysis for this month and last month, 2 custom categories, the shared jar, and hidden balances. CURRENCIES AND LANGUAGES 49 currencies (US dollar, euro, pound, Canadian and Australian dollar, Mexican peso, yen, and many more) and 25 languages. Download Boti and start saving with calm today. Boti Pro subscription renews automatically. Payment is charged to your Apple account on purchase confirmation. The subscription renews unless you cancel at least 24 hours before the end of the period. Manage it in your account settings. Privacy: https://brera.dev/apps/boti/privacy Terms: https://brera.dev/apps/boti/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/