Ihsan Wealth vs BerdSend

Grow your savings without wondering whether they're halal. We invest your money only in Shariah-compliant funds, check every holding again each night, and have a person review any concern before we sell. The same app tells you whether any stock is halal, works out your Zakat, and helps you plan and budget. IHSAN INVEST: WE MANAGE IT FOR YOU Answer a few questions and a fiduciary builds a diversified portfolio of Shariah-compliant funds — equities, sukuk, gold and real estate — matched to your risk profile. Then we run it: • Rebalanced as markets move, so your mix stays where it should be • New deposits put to work, dividends reinvested, recurring deposits on your schedule • Optional tax-loss harvesting in taxable accounts • Individual, joint and trust accounts, plus Traditional, Roth, SEP, SIMPLE, rollover and inherited IRAs • Fund from your bank, or transfer an account from another firm and see how each holding screened • A quarterly statement, every gain and loss itemised for your tax return, and an activity log of everything we did for you The fee is the greater of $4.99 a month or 0.40% a year. No account minimum, and the Screener is included. OR CHOOSE FOR YOURSELF Prefer to pick your own stocks? A Self-Directed account has no advisory fee. We check every stock before you buy, and the buy button only works for halal ones. IS THIS STOCK HALAL? Check any US stock, free and with no limit. We test it against the AAOIFI Shariah standard, show how its status has changed over time, and your watchlist alerts you when its price or status moves. If the data isn't good enough to be sure, we say so rather than guess. A Screener subscription adds the numbers behind each result, deeper analysis, ready-made and custom screens, and side-by-side comparison of up to five stocks. ZAKAT AND PURIFICATION Work out the Zakat you owe on your investments, with nisab from today's gold or silver price and your own lunar-year date, then share it as a PDF. Purification tells you how much of your dividends and interest to give away, payment by payment, and keeps a record of what you gave. PLAN AND BUDGET • Goals — a home, Hajj, education: see the likelihood of reaching each across thousands of simulated markets, and test a what-if before you commit • Retirement planner, and a growth calculator: what could $100 become, against cash and inflation? • Budget — add entries or import a statement, see where your money goes and which charges keep repeating, set monthly targets, and get an alert when you pass one. Bank syncing is an optional subscription • Track outside brokerage and retirement accounts alongside your Ihsan account RESEARCH AND LEARNING A halal ETF library, the holdings inside the SPSK sukuk fund and a weekly research digest. Ihsan Learn teaches Islamic finance through videos, articles and a glossary. All informational, never a recommendation to buy or sell. BUILT FOR TRUST • Your assets are held by a US brokerage custodian, not by us • Face ID / Touch ID unlock, and two-factor authentication before money moves • Sign in with Apple • We do not sell your personal information SUBSCRIPTIONS Screener and bank sync are optional subscriptions that renew automatically until cancelled in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ihsanwealth.com/legal/privacy Available to US residents only. Ihsan Wealth is operated by 64bits LLC d/b/a Ihsan Wealth. Brokerage and custody services are provided by Interactive Brokers LLC, member NYSE, FINRA and SIPC. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Projections are hypothetical and are not a guarantee of any particular outcome. Nothing in this app is a recommendation to buy or sell any security. Zakat and purification calculations are tools to assist you and are not a substitute for guidance from a qualified scholar.

BerdSend – International Mobile Top-Up Made Simple BerdSend makes it easy to send mobile airtime and available mobile plans to family and friends around the world. Recharge supported mobile numbers across Latin America, Central America, Africa, the Caribbean, and other available destinations — directly from your phone. With BerdSend, you can: • Send international mobile top-ups quickly and easily • Recharge supported prepaid mobile numbers • Browse available airtime and mobile plans by country and operator • Send top-ups across supported destinations in Latin America, Central America, Africa, the Caribbean, and beyond • Select the destination, phone number, operator, and available amount or plan • Keep track of your transactions from your BerdSend account • Enjoy a simple and secure mobile experience International top-ups in just a few steps Choose a destination, enter the recipient’s mobile number, select the available operator and top-up option, then complete your payment. BerdSend handles the recharge process so you can stay connected with the people who matter. Whether you’re supporting family, helping a friend, or simply sending mobile credit abroad, BerdSend gives you a convenient way to recharge supported mobile phones internationally. Download BerdSend and make international mobile top-ups simpler. Sa mete mo rechèch enpòtan yo natirèlman: international mobile top-up, mobile airtime, mobile plans, prepaid mobile, Latin America, Central America, Africa, Caribbean.