Gastos Spending Tracker vs Roundsplits

Track your spending in seconds — just type, snap a receipt, or say it out loud. Gastos uses on-device AI to parse your expenses instantly. No accounts. No cloud. Your financial data never leaves your iPhone. PRIVATE BY DESIGN Every expense stays on your device. No sign-ups, no servers, no tracking SDKs. Gastos processes everything locally using Apple Intelligence — your receipts, your voice, your search queries. What you spend is nobody's business but yours. THREE WAYS TO LOG - Type "coffee 4.50" and it's saved instantly - Snap a receipt — OCR extracts the merchant, amount, and date - Say "lunch twenty dollars" — voice transcription does the rest Every entry goes through a quick review so you're always in control. SMART SEARCH THAT ACTUALLY WORKS Filter by date, tags, trips, or currency when you need precision. TRAVEL MODE Traveling? Gastos detects your timezone change and suggests switching currencies. Log expenses in local currency while seeing the home equivalent in real time. Dual-currency display in your feed, trip-level analytics, and exchange rates that work offline. CLEAR ANALYTICS See where your money goes with tag-based breakdowns, period comparisons, and your largest expenses — all in one glance. No overwhelming dashboards. Just answers. EXPORT ANYTIME Your data is yours. Export to JSON or CSV whenever you want. Filter by date range or trip before exporting. Gastos requires an iPhone with iOS 18 or later.

Set a spending target for each person, preview the next shared round and see each projected share before adding it to your night. HOW IT WORKS 1. Open a night and tap Plan the next round. 2. Enter a round total, choose its payer and select the participants. 3. Tap each person to set their budget and inspect projected spending. 4. Share the preview or confirm Log this round to add it to the existing ledger. Keep night histories, round logging, kitty contributions, recorded paybacks, settlement suggestions and night recaps. Budgets persist separately for each night. WHAT TO KNOW Budgets track allocated spending, not debts or payments. Kitty contributions and paybacks do not reduce spending. Round shares are equal and can include fractional cents. No money is moved. iPhone and iPad.