Stashi Money Tracker vs Duwa

Stashi is a calm, private money tracker for your phone. Bring your cash, bank and digital accounts into one place, log what comes in and goes out, and see where your money is going. EVERYTHING IN ONE PLACE - Cash, bank and digital accounts, each with its own balance - Transfers between your accounts that never count as income or spending - Interest on an account, with quarterly crediting, tiered rates, a minimum balance to earn and an optional maximum balance that earns - Credit cards with their own limit, a limit shared with other cards, or none, showing what you owe and what is left TRACK EVERY EXPENSE - Quick log: type or say "coffee 150 gcash" or "sahod 25000 bdo", check what Stashi read, and save. Taglish, fees and cashback work too - Log income and expenses in seconds, with categories you can edit - Search and filter your transactions - Log a card's statement, record its interest and fees, and pay it from any account - Refunds and card cashback that never count as income - Recurring bills, paydays and transfers, logged automatically on the days you pick, including twice a month UNDERSTAND YOUR SPENDING - This month's money in, money out and net, with a six-month chart - The headline of what changed this month, in plain words - Where your spending went, by category - Transfers kept out of income and spending PRIVATE BY DESIGN - No account to create, no sign-up, no email - Your data is saved on this phone. Nothing goes to a Stashi server - App lock with Face ID or Touch ID, and Hide amounts for when someone is looking - No bank connection: you enter what you want to track - Quick log's mic turns what you say into text on your iPhone. Only the text is kept, and the sound is never saved or sent - Export everything as CSV or JSON, and back up or restore your data any time MADE TO FEEL GOOD - Light and dark appearance - Choose your currency STASHI PRO (OPTIONAL ONE-TIME PURCHASE) - Insights in full: every finding about your month, not just the headline. On supported phones, on-device AI phrases them - Look back at any past month, with what moved and the full category breakdown - Savings pockets inside a bank or e-wallet account, each earning its own interest, with an optional due date - Installment plans: spread a card purchase over its months - Reminders the day before each recurring charge and 3 days before a card payment is due - Export what you filtered, or a whole month, as CSV - Quick log in full: several entries in one line, Siri, Spotlight and Control Center, the title and category filled in by Apple Intelligence on supported iPhones, and nicknames Stashi learns for your accounts - Unlimited recurring expenses and categories (free includes 3 recurring expenses and 12 categories; recurring income and transfers are unlimited) Pay once. No subscription. No ads.

Splitting 50/50 isn't equal. It just looks equal. When one of you earns more, down the middle quietly puts the heavier load on the smaller income. Duwa lets the two of you decide what fair actually means, one expense at a time. Duwa is made for exactly two people: you and the one you're building a life with. Two phones, one shared balance, kept in sync in real time. CHOOSE WHAT'S FAIR Couples rarely split everything down the middle, so Duwa gives you four ways to share a cost: - Equally, straight down the middle. - By income, so the one who earns 60% covers 60%. - Custom, whatever the two of you agree on. - A treat, when you've got this one and nothing is owed back. Tell Duwa what you each earn once and the by-income split keeps things fair on its own. Set a default for the household, or choose per expense. ONE BALANCE, READ AT A GLANCE Home opens on a single dial: who owes whom, and how much. Swipe it for the month climbing, for where the money actually went, and for how the budget stands. No columns of debits and credits to decode. TWO PHONES, ONE TRUTH Invite your partner with a code and you share one ledger. Add an expense on your phone and it lands on theirs, with the balance moving for both of you. No group chats, no screenshots, no "wait, did you add that?" SETTLING, PROPERLY MARKED Settle any amount on Duwa's own keypad, with half and full one tap away. Commit with a hold rather than a tap, so nothing is ever recorded by accident, and keep the certificate for the month you just closed. BUDGETS THAT KEEP PACE Give any category a monthly budget, then watch days left, pace, and what remains, on its own tab and on Home. TRACK IT YOUR WAY - Log an expense in seconds, with a note, category, date and who paid. - Set up recurring bills once and let them repeat. - Snap a receipt and keep it with the expense. - Make categories yours: name them, colour them, give them an emoji from a palette of 28, and choose how they are worn on your own phone. - Search your whole history, and read every add, edit, delete and settle in one shared activity log. REMINDERS AND NUDGES Duwa can remind you to log or to settle, at times you pick. And when the balance has been sitting a while, a wave sends your partner a gentle nudge. BRING YOUR HISTORY Import from Splitwise in a couple of taps, keeping or merging categories as you go, so you are never starting from scratch. EVERY CURRENCY, COUNTED RIGHT 150+ world currencies, including the ones that do not use decimal places. The money math is precise to the cent, so nothing rounds away behind your back. MADE TO FEEL GOOD A calm, considered iOS app: warm light and dark themes, Dynamic Type and accessibility throughout, and small moments that make the ordinary bits pleasant. SIMPLE TO START No email sign-ups and no passwords, just Sign in with Apple. Name the two of you, pick your currency, and you are tracking in under a minute. PRIVATE BY DESIGN Your data belongs to the two of you. It lives on your phones and syncs through a private backend where every household is sealed to its own couple, enforced by the database itself and not by a promise. No ads, no tracking, no analytics, and nothing sold, ever. Erase everything, or delete your account entirely, from inside the app. DUWA PRO One subscription covers both of you: whoever subscribes, Duwa Pro unlocks on both phones. Choose weekly, monthly, yearly with a 7-day free trial, or a one-time Lifetime purchase. Subscriptions renew automatically unless turned off at least 24 hours before the period ends, and you can manage or cancel any time in your App Store account settings. Privacy Policy: https://duwa.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/