退休计算器 vs Bubble Ledger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
退休计算器
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你知道自己的自由值多少钱吗? 退休倒计时是一款严肃的个人退休规划工具,帮你算清楚:需要多少钱、什么时候够、每月要存多少。 核心功能: · 基于4%法则的退休目标计算 · 8种退休人格测试 · 生活开销规划(含30+城市对比) · 资产记录与增长追踪 · 月度财务体检 · 情景模拟与反推计算 · 社保养老金估算 所有数据只存在你的手机里,不上传任何服务器。 适合:25-55岁,认真想过提前退休或财务自由的打工人。
Bubble Ledger
Effortlessly track income and expenses with clear categories and multiple ledgers. Set budgets, savings goals, and visualize your financial habits with insightful charts. Secure your data with passcode and Face ID, and export your records for further analysis.
- Fast expense and income logging
- Multiple ledgers (including family)
- Monthly/yearly budgets with alerts
- Savings goal tracking
- Spending and category charts
- Home screen widget
- Passcode and Face ID security
- Cloud backup and restore
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Bubble Ledger is an ad-free personal bookkeeping tool. Open it and log right away—add an entry in seconds. Budgets and savings goals help you control spending, and charts show where your money goes. What you can log • Income / expenses: clear categories; multiple ledgers, including a separate family ledger • Budgets: monthly / weekly / yearly totals, category budgets, and overspending alerts • Savings: set a goal, deposit freely or on a scheduled plan, and watch progress grow What you can do • Home: this month’s balance, budget progress, and transaction list • Charts: spending rankings and category mix; switch week / month / year • Ledgers: manage multiple ledgers; All Ledgers rolls them up • Widget: see your balance on the Home Screen without opening the app • Security: passcode and Face ID; cloud backup and restore on a new device • Export: members can export CSV by date and ledger • Reminders: local notifications for logging reminders and budget alerts No finance courses. No community. For anyone who wants easy logging, serious budgets, and savings that stick. Subscription information Subscription title: Membership Subscription Subscription period: Monthly Price: ¥8 per month Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Privacy Policy: http://liaohui.cc/legal/ccbook/privacy-policy.html Terms of Use: http://liaohui.cc/legal/ccbook/terms-of-use.html
Screenshots
Verdict
退休计算器 and Bubble Ledger are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 退休计算器 sells 1 one-off in-app purchase and Bubble Ledger sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.
| Parameter | 退休计算器 | Bubble Ledger |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 2 days | Every 2 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | 涛 沈 | 苗 何 |
In-app purchases
退休计算器
- 解锁全部高级功能$4.99
Bubble Ledger
- 1个月会员$0.991 Month
- 永久会员$3.99









