Money Tracker vs SubsTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Tracker
Manage all your financial assets and liabilities in one place. Track expenses, set budgets and savings goals, and gain insights into your spending habits with real-time market data and customizable reports.
- Track all assets and liabilities
- Automated expense logging
- Goal and budget planning
- Real-time market data
- Multi-currency support
- Spending insights and trends
- CSV export
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Take full control of your finances with Money Tracker — the all-in-one personal finance app designed to help you build wealth and stay on budget. ALL YOUR WEALTH IN ONE PLACE Track everything you own: cash, bank accounts, stocks, crypto, real estate, cars, watches, collectibles, and more. Automatically monitor liabilities like mortgages, student loans, and credit card debt. See your true net worth at a glance. LOG EXPENSES IN SECONDS Add a transaction from Control Center, a Home Screen quick action, a widget, or just ask Siri. Set up Apple Pay automation once — and every purchase you make logs itself. PLAN AHEAD The new Plan tab brings goals, budgets, and recurring transactions together in one place. Automate salary, subscriptions, rent, and more — from daily to yearly frequencies. SMART BUDGETS Create weekly, monthly, or custom budgets. Choose which budgets each transaction counts toward. Get notified as you approach your limit — and the moment you go over. FINANCIAL GOALS Set savings goals with target amounts and deadlines. Link goals to specific assets or track total net worth progress. Celebrate milestones with visual rewards. REAL-TIME MARKET DATA Connect stocks, ETFs, crypto, bonds, and precious metals to live market prices. Track gain/loss, cost basis, and portfolio performance with interactive charts. 150+ CURRENCIES Choose from over 150 world currencies with live exchange rates. View your portfolio in any currency and track multi-currency assets effortlessly. SMART INSIGHTS The Insights tab turns your transactions into answers: compare any period with the previous one, follow spending and income trends, and see your top categories, top merchants, and biggest movers — all on beautiful interactive charts. MERCHANTS Money Tracker remembers where you shop and suggests merchants as you type. See exactly how much goes to each store, café, or service. RECEIPTS & PLACES Scan paper receipts or attach a PDF, and keep them with your purchases. The Places page shows on a map where you spend, groups purchases by shop, and retraces the day's route on foot or by car. HOME & LOCK SCREEN WIDGETS See where you stand without opening the app. Put net worth, any account, or a category on your Home Screen. Keep a budget or a goal in view on the Lock Screen. Log an expense in one tap, straight from a widget. HANDY TOOLS Split the bill with the tip calculator, or project your savings growth with the simple and compound interest calculator. SECURE & PRIVATE Lock your app with Face ID or Touch ID. Your data stays on your device and syncs securely via iCloud across all your Apple devices. ADDITIONAL FEATURES • CSV export for reports and tax preparation • Custom transaction categories with icons and colors • Fully customizable asset categories • Helpful reminders and notifications • Dark mode support • No ads, ever Download Money Tracker and start building your financial future today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SubsTrack
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SubsTrack tracks subscriptions and reminds you before renewals. SubsTrack is built around one focused idea, with a polished, native interface and zero clutter. FEATURES - Clear, private tracking - On-device only — no bank login - Helpful charts - No account needed PRIVACY Everything stays on your device. No accounts, no ads, no tracking. — SUBSCRIPTION — SubsTrack Premium unlocks all features. - Weekly: $9.99 per week - Yearly: $49.99 per year (3-day free trial) Payment is charged to your Apple ID at confirmation of purchase. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in App Store settings. Terms of Use (EULA): https://web-levi.web.app/terms-of-service Privacy Policy: https://web-levi.web.app/privacy-policy
Screenshots
Verdict
The clearest difference is update cadence: Money Tracker at every 4 days against SubsTrack's every 3 weeks. Money Tracker also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Tracker sells 2 in-app purchases, starting at $4.99 per month and SubsTrack sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Money Tracker ships an update every 4 days, SubsTrack every 3 weeks. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.
| Parameter | Money Tracker | SubsTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 97 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Surzhykov | Phuc Pham |
In-app purchases
Money Tracker
- Monthly$4.991 Month
- Yearly7 Days trial$29.991 Year
SubsTrack
- Weekly$4.997 Days
- Yearly$24.991 Year









