PocketSim vs CustomBudget

PocketSim - A Wallet Simulator for EVERY scenario! Did you just start a new job? A new business? Open a new pretax or post tax account? Want to run simulations on paying off debt or potential return on investments? What about simulating any random crazy and hypothetical financial scenario quickly without having to use Google or Excel Spreadsheets? If you like this idea, PocketSim is the app for you! With a simple design you can easily create what we call 'scenarios' and our in-app calculator will automatically run month to month simulations to help you visualize any financial outcomes quickly and easily! Currently we include a broad range of variables on our "Scenarios" page that will automatically be input into the calculator and displayed on the timeline page for you to view your first scenario! Current Scenario Model includes: Scenario Name, Income Streams, Taxes, Checking Accounts, Pre Tax Accounts, Post Tax Accounts, Debt and Bills & Expenses Future: Right now our app terminology, scenario inputs and calculator are simple representations of what they're capable of and do not encompass the full embodiment of what we believe PocketSim is capable of! So please stay tuned for future updates as our tool will only get stronger, and better. NOTE: Here at PocketSim we love user feedback and strive for maintaining and designing intuitive user interfaces while keeping full calculation transparency! Please use the 'user feedback' and 'support' form to include any bugs or potential features you'd love to see! We will release new versions in the future that will help you keep track of current and future features as they come out and are agreed on creating. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Policy Agreement: https://braydenyancy.github.io/pocketsim-public/

Every other budget app wants your bank password. This one just wants five seconds a day. CustomBudget is envelope budgeting with no bank linking, no account, and no cloud. You give each category an amount at the start of the month, record what you spend as you go, and always know what is left. Everything stays on your phone. WHY CUSTOMBUDGET Most budget apps start by asking for read access to your bank. CustomBudget never asks, because it never needs to. There is no sign-up, no password, no sync, and no server. Open it, budget, close it. ENVELOPES THAT MATCH YOUR REAL MONTH * Give every category an amount and watch it draw down as you spend * Money left in an envelope rolls into next month; overspending does not follow you * Set your month to start on any day from the 1st to the 28th, so your budget matches your payday instead of the calendar * Starts with 16 spending envelopes and an income category, or build your own from 29 icons and 12 colours * Retire an envelope without losing its history FAST ENTRY, HONEST MATH * A big keypad built for one-handed entry in a checkout queue * Payee, note, account and date when you want them, none of them required * Cash, checking, savings and credit accounts * Transfers between your own accounts are tracked but never counted as spending * Every amount is exact to the cent, with no floating point drift REMINDERS THAT ARRIVE * Bill reminders 1, 3 or 7 days ahead of a recurring payment, at 9am * An alert when an envelope reaches 80% and again at 100%, while you can still do something about it * A month-end nudge the day before your budget month rolls over * Every reminder is scheduled by your phone. Nothing is sent anywhere RECURRING BILLS ON AUTOPILOT * Weekly, every two weeks, monthly, quarterly or yearly * Post automatically on the due date, or hold it for you to confirm * Catches up correctly after you have been away from the app SEE WHERE IT WENT * A spending ring that adds up to exactly what you spent, including retired envelopes * Budgeted against actual, worst overspend first * Uncategorised spending is shown, never quietly hidden PRIVACY FIRST BY DESIGN * No account and no login * No bank linking and no email scanning * No cloud, no sync, no server * No ads, no trackers, no analytics * Works completely offline, always YOUR DATA STAYS YOURS * Export a full backup to Files, iCloud Drive, email or AirDrop * Restore in one tap, with a seven-day undo if you change your mind * Delete everything permanently whenever you want * Backup and export are free forever, because it is your data BUILT TO READ WELL * Light and dark themes * 30 currencies * Money columns that line up properly instead of jittering PERFECT FOR * Anyone who wants a budget without handing over bank credentials * People paid on the 15th, or the last Friday, whose month is not the calendar month * Envelope and zero-based budgeters * Anyone who has tried a budgeting app and quit because it took too long YOUR MONEY. YOUR PHONE. NOBODY ELSE'S BUSINESS. Download it and set up your first envelope in under a minute.