Vyay vs DueDash

Minimalist Expense Tracking. Powered by Your Google Sheet. Vyay is a minimalist shell for your financial life. Built for people who want speed and total control, it turns logging your spending into a high-performance experience. Unlike traditional apps, Vyay uses your own Google Sheet as the database. You are never locked into a closed ecosystem. Your sheet, your data, your rules. Tired of clunky finance trackers with endless menus and hidden fees? Vyay gets out of your way. With a quick keyboard interface and a sleek dark aesthetic, logging an expense takes less than three seconds. No waiting for sync screens, and no tapping through deep sub-menus. Just open, type, and move on. Privacy by Architecture Privacy is the absolute foundation of Vyay, not just a marketing feature. • 100% Client-Side: All processing happens directly on your device. We do not have a backend server storing your personal data or finances. • No Private Servers: When you sync, Vyay talks directly to the Google API. Your data never touches a third-party server. • Total Data Ownership: Because your data lives in your own Google Drive, you can export, change, or delete it at any time, even without the app. • Zero Tracking: We do not track your location, your habits, or your spending. Vyay is a tool, not a tracker. Why Choose Vyay? • Instant Entry: Log expenses in seconds with a streamlined interface optimized for fast, one-handed use. • Total Control: Customize your setup on the Config page. Modify your categories and payment modes to match your exact habits. Your data syncs with your Google Sheet and stays there forever. • Freemium Ownership Model: We believe you should always own your database. The core app is 100% free, allowing you to download and log transaction records to your spreadsheet forever. You can upgrade to Pro Analytics with a low-cost subscription of $0.99 per month or $9.99 per year to unlock deep insights, charts, and pattern matching. Financial Intelligence (Pro Features) Most apps show you where your money went. Vyay shows you why it matters. • Outlier Alerts: The app automatically spots unusual spending. Know instantly if you spent 20% more than your average on groceries or dining before the month ends. • Subscription Finder: Our algorithm scans your history to catch hidden recurring bills and subscriptions, ensuring you never lose track of fixed commitments. • Monthly Thermal Scan: Get a birds-eye view that calculates your daily spending velocity and projects your month-end total based on your current trajectory. • Deep Ledger Search: Filter through thousands of rows in milliseconds. Finding a specific receipt from three years ago is faster than opening a spreadsheet. Built for Power Users Vyay is a mobile frontend for your spreadsheet. If you love Google Sheets, Excel, or Airtable, you finally have a mobile entry system that respects your workflow. Stop being the product. Start using the tool. Download Vyay today and take back control of your financial data. Support & Feedback: Twitter: @theonlyanil Visit: usevyay.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usevyay.com/about/privacy/

DueDash is a simple, private expense and EMI tracker built for everyday money in India. Your bank sends a message for every payment - DueDash turns it into an expense automatically, in the right category, without you opening the app. Keep every loan and credit card EMI in one place, and see at a glance how this month compares with your budget. AUTOMATIC EXPENSES • Set up a one-minute Shortcuts automation and every bank debit message becomes an expense on its own • A short notification tells you what was added - nothing to tap, no app to open • OTPs, promotions, failed payments and money coming in are ignored • Prefer typing? Add an expense by hand in a couple of taps SMART CATEGORIES • 17 categories and 300+ Indian merchants recognised • Zomato and Swiggy go to Food, LIC to Insurance, Jio and Airtel to Mobile & Internet, SIPs to Investments, IRCTC to Travel • Create your own categories alongside the built-in ones NEVER MISS AN EMI • Add a bike, phone, home or personal loan, or any instalment plan • See the next due date, amount and how many instalments are left • Mark instalments as paid and keep a full payment history • In-app reminders when a due date comes into range BUDGETS AND REPORTS • Set a monthly budget and watch your progress on the dashboard • Monthly and yearly reports with category breakdowns and trends • See how you pay: UPI vs card vs cash PRIVATE BY DESIGN • Start as a guest, or sign in with Apple or Google - no new password to remember • Bank messages are read on your iPhone; the message text is never uploaded or stored • Your records sync to your own private cloud space, readable only by your account • We never sell your data, and ads never see your expenses or EMIs • Delete your account and every record at any time, right from the app DueDash is free and supported by non-personalised ads. It does not track you across other apps or websites. DueDash is a personal record-keeping tool. It is not a bank or lender and does not move money. Privacy policy: https://duedash-3778c.web.app/privacy Terms of service: https://duedash-3778c.web.app/terms