dPayShare vs Beestow

dPayShare makes it easy to spend, save, and manage money together. Create shared virtual cards, contribute funds with friends or family, track group purchases, and manage shared expenses through a modern and seamless wallet experience. Whether you're splitting everyday purchases like birthday groceries, planning trips to your favorite family and friends summer destinations, sharing subscriptions, managing household expenses and rent, or saving toward shared goals, dPayShare helps people manage money together in one place. FEATURES • Shared Virtual Cards Create virtual cards for shared purchases and collaborative spending. • Split & Contribute Add funds together and track who contributed what in real time. • Group Spending Manage shared expenses transparently with clear activity and balances. • Save Together Create collaborative savings goals and contribute toward milestones. • Modern Wallet Experience Fast, elegant, and designed for everyday use. • Secure & Simple Built with modern security and intuitive payment experiences. dPayShare is designed for you and your people to manage money together.

Beestow is the easiest way to give the gift of the stock market. Pick a company or fund, choose an amount, and send it by text, email, or a printable QR code. Your recipient opens their gift, watches its value track the market over time, and cashes out to their bank or brokerage whenever they're ready — no brokerage account required to give or receive. A GIFT LINKED TO THE MARKET — NOT FORGOTTEN IN A DRAWER Gift cards get spent and cash gets lost. A Beestow gift stays linked to market performance, so it can mean more years from now than the day you gave it. HOW IT WORKS 1. Choose a company or fund and a dollar amount (from $20). 2. Send it instantly by text, email, or a printable QR code. 3. Your recipient claims it with a quick sign-in — no brokerage account needed. 4. They follow its value as the market moves, and redeem the cash value to their bank or brokerage anytime. WHY PEOPLE LOVE BEESTOW - Meaningful — more than cash or a gift card - Lasting — linked to the market, not forgotten - Easy — send in under a minute, three ways - No brokerage account required to give or receive - Perfect for birthdays, graduations, holidays, new babies, and grandkids MADE FOR REAL LIFE Send your niece a gift linked to her favorite company. Start a tradition with your grandkids. Give a graduate something that can matter for decades. HOW REDEMPTION WORKS Beestow gifts are prepaid gifts whose value is linked to market performance. The recipient doesn't receive securities — when they redeem, Beestow transfers the gift's current cash value to their bank or brokerage account. Your exact payout — including any processing, and for bank cash-outs a flat fee — is shown before you confirm. Simple, transparent cash settlement. Examples shown in the app are illustrative and do not represent securities ownership or guaranteed future value. Beestow is not a broker-dealer or investment adviser and does not provide investment advice. Questions? Reach us at support@beestow.com.