Bijzo vs Guarismo

Bijzo is the bookkeeping app for Belgian self-employed professionals (zelfstandigen), freelancers, and sole proprietors (eenmanszaak). Track income, expenses, VAT, and social contributions — all in one app. FREE FEATURES: • Dashboard with income, expenses, profit & VAT overview • 10 income & expense entries per month • 3 AI document scans per month • VAT quarterly reports • Social contributions estimator • Advance tax payment tracking • Mileage tracking & reimbursements • Client management • Multi-line invoices with mixed VAT rates • Intervat XML export • Dark mode & 4 languages (NL, EN, FR, ES) PRO FEATURES (€12.99/month or €99.98/year): • 1,000 income & expenses per month • Scan documents & receipts with AI • 1,000 AI scans per month • Invoice PDF generation with your logo • PDF, CSV & quarterly bundle export • Up to 5 business profiles • Monthly email business overview BUILT FOR BELGIUM: • Belgian VAT rates (0%, 6%, 12%, 21%) • Quarterly VAT deadlines • Social contributions (bijberoep & hoofdberoep) • Advance tax payments (voorafbetalingen) • Intervat XML export for direct filing • KBO/VAT number validation Start free, upgrade anytime. 14-day Pro trial included. Terms of Use: https://bijzo.com/nl/voorwaarden/ Privacy Policy: https://bijzo.com/nl/privacy/

Guarismo turns a freelancer's pile of receipts and invoices into tidy bookkeeping, effortlessly. Take a photo and its AI extracts the amount, date, VAT, supplier and category in seconds. Then export it to your accountant with a single tap. HOW IT WORKS • Photograph a receipt or invoice. • The text is read on your own device (Apple Vision) and the AI structures it. • Review, fix anything if needed, and it's filed in order. • Export to CSV, Excel or PDF for your accountant. BUILT FOR FREELANCERS AND SMALL BUSINESSES • Expense categories and VAT breakdown ready for your return. • Instant search by supplier, amount or date. • Quarterly reports so you never miss a deductible expense. 303 & 130 SUMMARY (Pro, Spain) Guarismo PREPARES a summary of your Spanish 303 (VAT) and 130 (income) tax forms with the boxes computed, ready for you or your accountant to file. Guarismo never files anything with the tax authority: you are always in control. Double-check the figures with your advisor. REAL PRIVACY The photo is processed on your device; only the extracted text is sent for structuring. Your receipts are yours. PLANS • Free: 10-15 scans a month, basic categories and CSV export. • Plus: unlimited scans, all categories and export to Excel and PDF. • Pro (Spain): also a 303/130 summary and quarterly reports. Auto-renewable subscription. You can cancel anytime from your App Store settings. Guarismo. The math you've always done, now with AI. — Guarismo offers auto-renewable subscriptions: • Plus: €3.99/month or €29.99/year. • Pro: €9.99/month or €89.99/year. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically for the same period and price unless canceled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://www.oscargarrucho.com/guarismo/terms/ Privacy Policy: https://www.oscargarrucho.com/guarismo/privacy/