Cebbin vs Trackit

Cebbin combines your personal finances and small business in a single app, powered by AI. Most apps only manage budgets or only do basic accounting; Cebbin does both. Personal Finance - Track income and expenses by category. Recurring expenses like rent, subscriptions, and bills are automatically generated each month. - Break down installment payments; see your payment schedule and cash flow. - Set budget limits and receive alerts for overspends. Only expenses you actually pay are added to your budget. - Overdue and upcoming payments are always in front of you. AI - AI Debt Planner: Compares snowball, avalanche, and penalty-prevention strategies, and calculates your debt-free date. - Cebbin AI Chat: Ask questions based on your own data and receive personalized advice. - Smart insights: expense analysis and savings opportunities. Reports - Cash flow, profit/loss, category breakdown, and trends. - Projections for the coming month and the "where did the money go" flow breakdown. Markets & Portfolio - Watch live gold, currency, crypto, and stock prices. - Add your portfolio; see total value and profit/loss in real time. Business - Current account, VAT invoice, inventory, personnel (payroll & leave), tax calendar, checks/bills, fixed assets, cash, and bank accounts. Why Cebbin? - Personal budget + business + artificial intelligence in one place. - Multi-currency; records in different exchange rates are accurately collected. - Turkish, English, and German. Your data is securely stored, and your session is encrypted. Note: Market data and AI recommendations are for informational purposes only; they are not investment advice. Terms of Use: https://cebbin.com/en/terms-of-use Privacy Policy: https://cebbin.com/en/privacy-policy

Track your everyday spending and every recurring payment in one place. See where your money goes at a glance. • No ads • No account, no sign-up • Your data never leaves your phone • Every feature is free LOG SPENDING IN THREE TAPS Amount, category, save. Groceries, cafés, fuel, clothing… Log it for today, yesterday or any past day, then review your spending by day, week or month. RECURRING PAYMENTS: ADD THEM ONCE Rent, dues, loan instalments, electricity, water, gas, internet, insurance, subscriptions… Add them once; each payment is recorded on its payment day and the next one is scheduled. Get a reminder before each payment day and a heads-up before a free trial ends. A CLEAR HOME SCREEN This month's everyday spending up front, recurring payments on their own line. Upcoming payments in order, so you know what is due tomorrow and what is due in two weeks. EVERY CATEGORY IS A LINE Insights shows how your money splits across categories in one chart, with or without recurring payments, your choice. In payment history, go back to any day, week or month and see what you paid for. YOUR BUDGET, YOUR RULES Set a monthly budget for everyday spending only, or for spending plus recurring payments. You are notified as you get close and when you go over. BILLS THAT CHANGE EVERY MONTH For variable bills like electricity and gas you enter the real amount when the bill arrives. The app never invents a number. HOW MUCH HAS IT GONE UP? Trackit keeps the history of the amounts you enter and charts how much a payment has increased over time. SHARED PAYMENTS Enter how many people share a subscription or bill and see your own share everywhere. READY-MADE LIST 38 online services such as Netflix, Spotify and YouTube Premium, plus 22 recurring bills like electricity, rent and dues. Tap one, enter the amount, done. YOUR DATA STAYS YOURS There is no server. No sign-up, no email. Everything is stored on your phone only. Export a backup and restore it whenever you want. Multiple currencies are supported, along with Turkish and English interfaces. All trademarks are the property of their respective owners. Trackit is not affiliated with or endorsed by these companies; brand names are used only so you can recognise your own payments.