Cebbin vs NetVarlık

Cebbin combines your personal finances and small business in a single app, powered by AI. Most apps only manage budgets or only do basic accounting; Cebbin does both. Personal Finance - Track income and expenses by category. Recurring expenses like rent, subscriptions, and bills are automatically generated each month. - Break down installment payments; see your payment schedule and cash flow. - Set budget limits and receive alerts for overspends. Only expenses you actually pay are added to your budget. - Overdue and upcoming payments are always in front of you. AI - AI Debt Planner: Compares snowball, avalanche, and penalty-prevention strategies, and calculates your debt-free date. - Cebbin AI Chat: Ask questions based on your own data and receive personalized advice. - Smart insights: expense analysis and savings opportunities. Reports - Cash flow, profit/loss, category breakdown, and trends. - Projections for the coming month and the "where did the money go" flow breakdown. Markets & Portfolio - Watch live gold, currency, crypto, and stock prices. - Add your portfolio; see total value and profit/loss in real time. Business - Current account, VAT invoice, inventory, personnel (payroll & leave), tax calendar, checks/bills, fixed assets, cash, and bank accounts. Why Cebbin? - Personal budget + business + artificial intelligence in one place. - Multi-currency; records in different exchange rates are accurately collected. - Turkish, English, and German. Your data is securely stored, and your session is encrypted. Note: Market data and AI recommendations are for informational purposes only; they are not investment advice. Terms of Use: https://cebbin.com/en/terms-of-use Privacy Policy: https://cebbin.com/en/privacy-policy

Cash, currencies, gold, shares, investment funds, crypto, pensions, term deposits, your home and your car — all on one screen, as your real net worth after debts. PRICES UPDATE THEMSELVES • Exchange rates and gold the way it is actually traded in Turkey: by the gram and by the coin • Borsa İstanbul shares • Close to 1,400 Turkish investment and pension funds • 165 cryptocurrencies • Commodities: oil, natural gas, copper, aluminium, steel, grains and food You only enter how much you hold; the app works out what it is worth. REAL ACCOUNTING • Profit and loss using FIFO, LIFO or average cost • Buys, sells, transfers, dividends, coupons, interest, state contributions and splits • Realized and unrealized gains kept apart • Several portfolios: yours and your family's never mix DEBTS, GOALS, RECURRING ENTRIES • Loans, credit cards and money owed to people are deducted from net worth • A reminder before each payment is due • Set a goal and see what it takes each month • Define a salary, rent or regular purchase once and let it record itself IT STAYS YOURS • No account, no email required • No ads, no analytics, no tracking • Your records stay on your phone and can be locked with Face ID • A backup file and CSV export are always yours to take FREE Record keeping, live prices, Borsa İstanbul, Turkish funds, crypto, gold and commodities, price alerts, debts, goals, recurring entries, Home Screen and Lock Screen widgets, backups and the portfolio review. NETVARLIK PRO • iCloud sync across your devices • Foreign exchanges and world indices • Monthly progress: the share of savings, exchange rates, markets and debt, plus real return after inflation • Chat with the assistant about your allocation and risk • Instant price alerts delivered within minutes, even when the app is closed • Yearly profit and loss report as a PDF The subscription is 79.99 TRY monthly or 599.99 TRY yearly. Payment is charged to your Apple Account on confirmation of purchase. It renews automatically unless turned off at least 24 hours before the period ends. You can manage or cancel it in Settings. Privacy policy: https://varlik-defteri-relay.yigitcpolat.workers.dev/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ NetVarlık does not give investment advice. Every figure is calculated from the records you enter and from public prices.