Splito vs Splito.io

Splito makes splitting expenses simple, flexible, and stress-free. Create groups, add expenses, and keep track of who owes what - without the usual friction. With Splito, you can add anyone to your group, even if they don’t have the app yet. Perfect for trips, shared apartments, dinners, and events. Why Splito? • Add anyone instantly - even if they don't have the app yet • No friction when creating or managing groups • Clear and simple overview of all expenses • Automatic balance calculations • Settle up quickly and easily Built for real life Not everyone wants to download an app just to be added to a group. Add friends by name, track everything in one place, and let them join later if they want. Use Splito for: • Traveling with friends • Group trips and vacations • Shared apartments • Nights out and dinners • Events and group activities

Splito is the expense splitter for groups whose money lives in more than one currency, and more than one country. Log what everyone spends, see who owes what in real time, and settle the whole trip from your wallet. No "Do you have Venmo?" No stale exchange rates. No chasing six friends across four payment apps for three weeks after the trip ends. WHY SPLITO • Multi-currency from the first expense, log a dinner in EUR, a hotel in USD, a taxi in SGD. Splito keeps each expense in its native currency instead of forcing everything into one base currency. • Lock the exchange rate when you log it, Splito snapshots the FX rate the moment you add an expense, so no one argues about rate drift weeks later during settlement. • Live balances, always know who owes what, updated the second an expense is added. • Built for groups of 3–10, perfect for trips, housemates, and recurring shared costs. HOW IT WORKS 1. Create a group and add your friends. 2. Log expenses in whatever currency you paid in. 3. Watch balances update in real time. 4. Settle up from your wallet when the trip ends. WHO IT'S FOR Friend groups who travel internationally, housemates splitting rent and bills, and anyone tired of the two-week "balance cleanup" thread that follows every trip. If your group spans countries and your payment apps don't overlap, Splito closes the gap. ABOUT SETTLEMENT Splito settles on-chain in USDC, XLM, SOL, and ETH — there's no bank transfer or fiat step. At least one person in your group should be comfortable with a crypto wallet; they can bring everyone else along with a shared settlement link. Start free. Split smarter. Settle without the drama.