Paycyl vs Kento

Take complete control of your recurring bills, memberships, free trials, and fixed expenses—without ever linking your bank account or handing your financial data to the cloud. Paycyl is a private, 100% offline subscription manager and bill organizer built for people who want total clarity over where their money goes every month. Zero accounts. Zero cloud servers. Zero ads. Everything stays locally on your iPhone. STOP SURPRISE RENEWALS & FORGOTTEN TRIALS Free trials and annual renewals are designed to slip past your memory. Paycyl tracks exact trial expiration dates and sends customizable reminders days before—or on the exact morning—a charge hits, giving you time to review and cancel unwanted services yourself before you pay. TRACK EVERY RECURRING EXPENSE IN ONE PLACE • Subscriptions & Memberships: Streaming, music, software, cloud storage, fitness clubs, gaming, and news. • Household Bills & Utilities: Electricity, water, internet, mobile plans, rent, and HOA or club dues. • Installments & Debt Payoff: Track fixed-term installment plans, loans, and credit card payments with automatic freedom-date progress and remaining balance calculations. VISUAL PAYMENT CALENDAR & HOME SCREEN WIDGET • Monthly Payment Calendar: See every upcoming due date, paid bill, and overdue charge laid out across a clean visual calendar. • iOS Home Screen Widget: Glance at upcoming bills and due dates right from your Home Screen without opening the app. CLEAR SPENDING ANALYTICS & CARD ORGANIZATION • True Monthly Cost: Weekly, quarterly, semiannual, and annual plans are automatically normalized to their monthly equivalent alongside annual projections. • Cards & Digital Wallets: Link each recurring charge to a specific credit card, debit card, or wallet so you always know which account will be billed. • 17 Currencies Supported: Seamlessly track expenses in USD, EUR, GBP, CAD, AUD, TRY, JPY, KRW, BRL, MXN, TWD, CNY, CHF, INR, RUB, IDR, and SAR. PRIVATE BY ARCHITECTURE + PDF & JSON EXPORT Because Paycyl operates offline with local on-device storage, there is no remote database to breach. Export polished PDF financial reports anytime for personal records, or create portable JSON backups whenever you upgrade devices. Download Paycyl today and keep every bill, trial, and subscription under your control.

Kento makes tracking your money effortless. Log every expense in seconds, see exactly where your cash goes, and stay on budget — one clean, fast app for your daily spending. LOG AN EXPENSE IN SECONDS • Add an expense with a single tap • Say it out loud: "30 on lunch" and Kento fills it in • Scan a receipt and Kento reads the total, the date and the category • Cash, card or bank — every payment method in one place INSIGHTS THAT ACTUALLY HELP • Clear weekly, monthly and yearly charts • See your top category and your daily average at a glance • Compare this month with the last one • Spot the habits that quietly drain your account BUDGETS THAT KEEP YOU ON TRACK • Set a daily budget and watch what's left update live • Per-category budgets so nothing slips through • A friendly heads-up before you go over NEVER MISS A SUBSCRIPTION • Netflix, Spotify, the gym — all in one list • See what your subscriptions really cost you per month • Recurring charges show up automatically each cycle EVERYTHING IN ONE PLACE • Accounts, cards and transfers between them • Savings goals to stay motivated • A calendar of your spending, day by day • Full history with search and filters • Export to PDF or CSV • Multi-currency, 15 languages, light and dark themes • Face ID and PIN lock YOUR DATA, ON YOUR PHONE Your expenses live on your device. Back up and restore whenever you want. No bank linking required. KENTO PREMIUM Premium unlocks unlimited expenses, unlimited voice entry and receipt scanning, data export and every category. Try it free, then pick monthly or yearly. Take control of your spending — download Kento today. SUBSCRIPTIONS & LEGAL Kento Premium offers auto-renewing monthly and annual subscriptions. The annual plan includes a 3-day free trial for eligible accounts. Terms of Service: https://cantelabs.com/kento/terms/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cantelabs.com/kento/privacy/