Spendova vs DueMind

Spendova is a beautifully designed personal finance tracker that keeps everything on your device. No accounts, no servers, no cloud — just you and your money. TRACK INCOME & EXPENSES • Add transactions with categories, dates, and notes • Support for recurring income and expenses: weekly, monthly, quarterly, yearly • Installment tracking for split payments (Klarna, Afterpay, and more) • Swipe to delete with one gesture • Running balance so you always know where you stand SET BUDGETS & STAY ON TRACK • Create budgets for any combination of categories • Visual progress bars show spending vs. limit at a glance • Get notified at 80% and 100% of your budget • Monthly budget history to track trends over time SAVE TOWARD GOALS • Set savings goals with target amounts and deadlines • Track contributions and see your progress grow • Milestone notifications at 25%, 50%, 75%, and 100% FORECAST YOUR FINANCES • See projected balances for 1, 3, 6, or 12 months ahead • Beautiful line and bar charts for visual insights • Understand where your money is going — and where it will be OFFLINE-FIRST & PRIVATE • All data stays on your device — nothing leaves your phone • No accounts, no emails, no sign-ups • Consent-based analytics and ad attribution may be used to measure app performance • Encrypted backup files (AES-256) for safekeeping • Delete the app and everything is gone — no traces THOUGHTFULLY DESIGNED • Dark and light themes that follow your system • Available in 5 languages: English, French, German, Spanish, and Arabic • Full right-to-left support for Arabic • Interactive tutorial to get you started in minutes • Built-in FAQ with 13 helpful topics PREMIUM (OPTIONAL) • Unlimited budgets and custom categories • Savings goals with milestone tracking • Extended analytics and forecasts • Choose from Monthly, Yearly, or Lifetime plans • Restore purchases on any device Your finances deserve an app that respects your privacy. Spendova — simple, private, powerful. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atacand1920.github.io/Spendova/privacy-policy.html

DueMind helps you stay on top of every bill — rent, utilities, subscriptions, insurance and more — without spreadsheets or stress. Add a bill once, set how often it repeats, and DueMind builds your full payment schedule and reminds you before each due date. Everything lives privately on your device. No account, no cloud, no tracking. FEATURES • Smart reminders — get notified days before each bill is due • Recurring schedules — weekly, monthly, quarterly, yearly and more, generated automatically • Payment calendar — see what's due across the month at a glance • Insights — where your money goes by category, your biggest costs, and a 12-month forecast • Mark as paid — always know what's paid, due soon, or overdue • Photo & PDF receipts — keep a record attached to every bill (Premium) • Light & dark mode with multiple color themes • Available in English, Türkçe, and Español DUEMIND PREMIUM Upgrade for unlimited bills and photo/PDF attachments. Choose monthly, annual, or a one-time lifetime purchase. PRIVACY-FIRST Your data never leaves your phone. DueMind works fully offline and doesn't require an account. Payment will be charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://billtracker.hilmicihan.com/privacy