Comparison

MeltValue vs Physical Gold Inventory

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MeltValue

Features
Read full description

Fiat lies, ounces don't. MeltValue is the definitive portfolio tracker built specifically for precious metal stackers, collectors, and investors. Whether you are buying your first 1 oz silver coin or managing a multi-generational vault of gold, MeltValue gives you the exact tools you need to track your wealth, analyze your buying habits, and hit your accumulation goals. NO SPREADSHEETS REQUIRED Stop guessing what your stack is worth. Simply log your coins or bars, and MeltValue will automatically calculate your total vault value using live market spot prices. POWERFUL ANALYTICS • Live Spot Prices: Real-time market data for Gold and Silver. • Premium Efficiency Tracking: A beautiful visual chart showing exactly how much premium over spot you are paying over time. • Stack Growth: Watch your physical ounces grow month over month with stunning stacked bar charts. • Cost Basis & P/L: Instantly see your overall profit/loss and break-even targets for every single asset. GAMIFIED GOALS Set custom accumulation targets (e.g., "The First Ounce" or "100 oz of Silver") and watch your progress bars fill up as you log your purchases. ABSOLUTE PRIVACY Your stack is your business. All portfolio data is stored locally on your device or securely in your private iCloud. We do not require an account, and we do not have access to your vault data. EXPORT YOUR DATA Generate professional PDF reports of your entire portfolio or export raw CSV data with a single tap. MELTVALUE PRO Upgrade to MeltValue Pro to unlock advanced tracking features, including: • Full access to Platinum and Palladium market data and portfolio tracking. • Unlimited custom assets and historical price data points. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Privacy Policy: [Insert your privacy policy URL here] Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Physical Gold Inventory

Features
Read full description

Own gold bars, bullion coins, jewelry, silver, platinum, or palladium? Kara brings your physical precious metals together in one private inventory. Record every holding, keep its documents, estimate melt value from available spot prices, and understand how your vault changes — with no Kara account. INVENTORY YOUR PHYSICAL GOLD AND METALS • Add bullion bars, ingots, coins, jewelry, and custom holdings. • Record metal, weight, purity, quantity, purchase price, seller, location, and provenance. • Keep photos, receipts, certificates, serial numbers, and other documents with each holding. • Find anything quickly with search, filters, and tags. TRACK THE VALUE OF YOUR VAULT • Estimate the melt value of gold, silver, platinum, and palladium from available spot prices. • Compare current value, acquisition cost, unrealized gain, and performance. • Review portfolio history across multiple periods. • Understand allocation by metal, category, or storage location. • See incomplete records clearly, so a partial subtotal is never presented as the value of your entire vault. PREPARE A SALE • Simulate selling selected holdings without changing your inventory. • Adjust quantities and compare estimated proceeds, prorated cost, and potential gain. • Record sales and review realized results. • Set price targets and track when they are reached. A PRIVATE VAULT WITH NO KARA ACCOUNT • Your inventory stays on your iPhone and syncs through your private iCloud database. • Protect access with Face ID, Touch ID, or your device passcode. • Hide sensitive values throughout the app. • Recover holdings from Trash for 30 days. • Generate a complete PDF report on device, then share it only when you choose. Automatic form filling from a photo or receipt is optional and off by default. When enabled, only the media you choose is sent for analysis; Kara does not store your inventory on its servers. Valuations and simulations are indicative melt-value estimates based on available spot prices. They exclude premiums, dealer spreads, taxes, fees, gemstones, and numismatic value. Kara does not provide financial or tax advice.

Screenshots

MeltValue4 screens
Physical Gold Inventory4 screens

Verdict

The call

The clearest difference is in-app purchases: Physical Gold Inventory at none against MeltValue's 3. Physical Gold Inventory also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. MeltValue sells 3 in-app purchases, starting at $3.99 per month. Physical Gold Inventory asks for nothing beyond the download.

UpkeepUpdate frequency

MeltValue ships an update every 2 months, Physical Gold Inventory every 3 weeks. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Ā· 4 level
MeltValue versus Physical Gold Inventory: the parameters behind the verdict, then further details
ParameterMeltValuePhysical Gold Inventory
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad — betteriPhone
Requires iOS26.226.0 — better
Further details — not scored
Size24 MB75 MB
Age rating4+4+
DeveloperMichael LuceRahman Yilmaz

In-app purchases

3 purchases

MeltValue

Subscriptions2
  • MeltValue Pro Monthy$3.991 Month
  • MeltValue Pro Yearly$29.991 Year
One-time1
  • MeltValue Pro Lifetime$59.99
None

Physical Gold Inventory

No in-app purchases

Questions

Is MeltValue free?
MeltValue is free to download, with in-app purchases available.
Is Physical Gold Inventory free?
Physical Gold Inventory is free to download, with no in-app purchases.
Do MeltValue or Physical Gold Inventory have ads?
Neither MeltValue nor Physical Gold Inventory shows ads.
Which is updated more often, MeltValue or Physical Gold Inventory?
MeltValue ships an update every 2 months, and Physical Gold Inventory every 3 weeks. Most recently, MeltValue was updated on November 9, 2026 and Physical Gold Inventory on October 31, 2026.

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