AI Wealth Tracker vs Laicai 来财

【Auto Bookkeeping: Pay, Trigger, Confirm】 After payment, trigger AI Auto Bookkeeping with an iOS Shortcut. Use Back Tap, AssistiveTouch, or Siri to extract text from the current screen, then review the AI-recognized entry before saving. 【Auto-Sync Stock Assets in Real Time】 Supports automatic/manual market sync to update your stock holdings and total assets in real time. Your all-in-one asset manager for comprehensive financial tracking. 【Voice Logging: Just Speak, No Typing】 Simply say a sentence to your phone, and AI recognizes the amount, category, and time. Say "Spent $45 on lunch" and it is logged instantly. 【Receipt Scanning: Snap & Log in Seconds】 Take a photo of your receipt, and AI extracts the merchant, items, and total amount. No more typing numbers one by one. 【Smart Categorization: AI Learns Your Habits】 Dining, transport, shopping, entertainment... AI auto-categorizes every expense and gets smarter with use. 【Monthly Reports: See Your Finances at a Glance】 View monthly spending breakdowns and compare with last month’s data. See where your money goes and optimize your budget. 【Local-First, Secure by Design】 Your data is stored locally first, with full functionality available in guest mode. After sign-up, sync and auto-backup your data to the cloud. 【100% Ad-Free, Focused on Your Finances】 A clean interface built for one purpose: keeping your books clear and your assets managed with zero distractions. User Agreement: https://www.apple.com/legal/internet-services/itunes/us/terms.html

Laicai keeps your whole financial picture in one ledger: investments across markets, cash, savings, debts and everyday spending — then lets Laicai AI answer questions from your own real data. No ads, no community, no stock tips. ALL YOUR WEALTH IN ONE PLACE Record China A-shares, Hong Kong stocks, US stocks, funds and precious metals side by side. Prices update by market and everything converts to CNY. Cash, credit cards and brokerage accounts are grouped so net worth, total assets and total liabilities are clear at a glance. RETURNS, UPDATED DAILY • Profit calendar: one cell per day, see your daily gains and losses • Return analysis: money-weighted return, cumulative curve, realized and unrealized P&L, P&L ranking • Allocation: asset distribution by market value and weight BUDGETS THAT HOLD Monthly income and spending, custom categories, monthly and per-category budgets with used and remaining amounts. Import Alipay and WeChat bills; duplicates are skipped and every mapping can be reviewed. RECORD IN SECONDS Hold "Add" and speak, or snap a trade confirmation, receipt or payment screen. AI turns it into a draft you check before it is saved. AUTOMATIC RECORDS • Fund auto-investment plans recorded on schedule • Recurring entries for rent, repayments and salary • A-share cash dividends and bonus shares synced automatically LAICAI AI Ask about your real holdings, accounts, trades and spending, by text or voice. The Premium deep engine brings cross-market data and professional finance skills into multi-step analysis of your own portfolio. PEACE OF MIND • Sign in with Apple, WeChat, phone code or email • Dark and light themes, Chinese and English interface, privacy mask to hide amounts • Export your data any time; delete your account in More → Delete account PLANS Recording and analysis are free forever; new users get a 7-day trial of Standard. • Free: asset and spending records, wallets, budgets, profit calendar and statistics • Standard: everything in Free, plus voice and screenshot entry, Alipay and WeChat bill import, auto-investment plans, recurring entries and Laicai AI basics • Premium: everything in Standard, plus the Laicai AI deep engine, high-quality cross-market data and in-depth analysis Prices are shown on the subscription page. Subscriptions renew monthly and are charged to your Apple Account. They renew at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple Account → Subscriptions. Terms of Use: https://laicai.tianxinbale.com/user-agreement Privacy Policy: https://laicai.tianxinbale.com/privacy Content from Laicai AI and the deep engine is AI-generated, for reference only, and is not investment advice.