Closer vs Wealth Compass Tracker

Everything you own, in one number. Then a plan to grow it. Closer shows your entire financial picture: savings, investments, pensions, property, crypto and debts. All as a single figure, telling you exactly what it takes each month to reach the number you're aiming for. No bank connection. No account. No subscription. HOW IT WORKS 1. Set your goal — retirement, a house deposit, your FIRE number 2. Add what you own and what you owe 3. See what it takes each month, and watch it happen TRACK EVERYTHING - Savings, cash and current accounts - Stocks with live prices - Crypto with live prices - Workplace pensions and SIPPs - ISAs, funds and ETFs - Property and vehicles - Mortgages, loans and credit cards A PLAN, NOT JUST A NUMBER Most trackers tell you where you are. Closer tells you what to do about it. - See the monthly amount that reaches your goal on time - Drag to see what a different amount would mean - If there's a gap, see exactly how big it is - Project when you could stop working, year by year UK ALLOWANCES - See what's left of your ISA allowance this tax year - Track pension contributions against your annual allowance - Know how many days remain before 5 April SEE WHAT ACTUALLY MOVED IT Contributions, market growth, and assets added or removed — split out, so you know whether you earned it or saved it. YOUR DATA STAYS ON YOUR PHONE - No account to create - No bank connection, so nothing to breach - Balances and history never leave your device - Face ID lock and privacy mode, both free WIDGETS AND APPLE WATCH - Home screen and lock screen widgets - Apple Watch app with goal progress CLOSER PRO — ONE PAYMENT, FOREVER No subscription. No monthly fee. - Multiple goals, each tracking its own assets - ISA and pension allowance tracking - See what moved your net worth - Medium home screen widget - Export everything as CSV Built by an indie developer in the UK.

Wealth Compass is a private, local-first personal finance dashboard that helps you understand your net worth, cash flow, investments, crypto assets, and liabilities in one place. Build a clear picture of your finances: - View net worth, cash balance, investments, and crypto at a glance - Track income and expenses with categories and visual trends - Schedule recurring transactions and receive optional local reminders - Monitor stock, ETF, and cryptocurrency holdings - Review cost basis, profit and loss, and portfolio allocation - Track liabilities alongside your assets - Follow net-worth history with automatic local snapshots - Convert values using cached ECB reference exchange rates - Hide sensitive amounts instantly with Privacy Mode - Protect the app with Face ID or Touch ID - Export, import, and delete your local data whenever you choose Your financial records stay on your device. Wealth Compass does not require an account and does not store your portfolio or transaction history on developer-operated servers. Optional market-price updates use API credentials that you provide. Credentials are stored securely in the iOS Keychain. Wealth Compass is an informational tracking tool. It does not connect to financial institutions, execute trades, provide financial advice, or guarantee the accuracy of third-party market data.