Comparison

Spools vs Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spools

Features
Read full description

The feed moves fast. What you saw is gone before you know it. Spools helps you keep what matters. Save posts from your feed and turn them into your own personal archive. No more searching, no more losing things you meant to come back to. ■ Save in seconds Quickly capture posts while you scroll. ■ Build your archive Everything you save stays organized and easy to find. ■ Always yours What you save doesn’t disappear. Keep it for as long as you want. Spools turns endless scrolling into something you can actually keep.

About

Checkbook

Manage all your financial accounts in one place. Track balances, categorize transactions, and gain insights into your spending with secure local storage. Offers multi-currency support and automatic balance calculations.

Highlights
  • Unlimited account tracking (Pro)
  • Multi-currency support
  • Automatic balance calculations
  • Secure local data storage
  • Intuitive interface
  • Transaction categorization
Features
Read full description

Checkbook is a simple, powerful way to manage all your financial accounts in one place. Free: • 2 accounts — checking, savings, cash, or credit • Sequential check numbers per account — just like a real checkbook • Cleared vs. uncleared transactions so your balance reflects what's actually posted • Default auto-clear setting — choose whether new transactions start cleared or pending • Search by name, date, check number, or amount • Multi-select to clear, unclear, or delete transactions in one tap • Teller-style amount entry — digits fill from the right, just like a bank keypad • Fully editable transfers between accounts, from either side • Spending reports and category breakdowns • Net worth view with pending activity • Smart payee autofill and spelling suggestions • Recurring bills with search and sort • iCloud sync across your iPhone and iPad • Multi-currency support • Clean, intuitive interface Unlock Pro ($7.99 one-time): • Unlimited accounts • Remove all ads • CSV import and export • Support independent development No subscription. Pay once, yours forever.

Screenshots

Spools3 screens
Checkbook4 screens

Verdict

The call

The clearest difference is in-app purchases: Spools at none against Checkbook's 1. Checkbook's advantage is update cadence (every 4 days vs monthly) and iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 1 one-off in-app purchase. Spools asks for nothing beyond the download.

UpkeepUpdate frequency

Spools ships an update monthly, Checkbook every 4 days. The most recent releases landed on September 14, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Spools versus Checkbook: the parameters behind the verdict, then further details
ParameterSpoolsCheckbook
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS26.017.0 — better
Further details — not scored
Size2 MB7 MB
Age rating4+4+
DeveloperEuca LabsMICAH DAVID MCKITTRICK

In-app purchases

None

Spools

No in-app purchases

1 purchases

Checkbook

One-time1
  • Checkbook Pro$3.99

Questions

Is Spools free?
Spools is free to download, with no in-app purchases.
Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Do Spools or Checkbook have ads?
Neither Spools nor Checkbook shows ads.
Which is updated more often, Spools or Checkbook?
Spools ships an update monthly, and Checkbook every 4 days. Most recently, Spools was updated on September 14, 2026 and Checkbook on September 8, 2026.

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