Pledgr vs محفظة Mihfadah

Pledgr is a fast, private expense tracker for people who want clarity about their money without giving it to anyone else. No sign-up. No vendor server. Your data lives on your iPhone and syncs through your own private iCloud. LOG IN SECONDS • Add expenses, income, and transfers with a few taps • Categories with clean, colorful icons — plus your own custom categories • Tags, notes, and photo receipts for deeper organization • Pick the account you paid with: cash, bank, credit card SEE WHERE MONEY GOES • Cash-flow summary the moment you open the app • Weekly, monthly, yearly, and custom analysis • Spending trends, day-wise charts, and category breakdowns • Payment-mode analysis and summary statistics • Export any period to CSV STAY ON BUDGET • Monthly and annual budgets with progress you can read at a glance • A daily budget target that keeps you honest • Optional budget alerts before you cross the line EVERYTHING ELSE YOU NEED • Accounts with balances and privacy masking • Scheduled transactions with reminders for recurring bills • Debts — track money you lent or borrowed, with due dates • Home-screen widget for today's spending • Spotlight search of your transactions • Daily reminder so logging becomes a habit • App lock with Face ID • JSON backup export and restore — your data is portable, always PRIVATE BY DESIGN • No account and no Pledgr server — there is nothing to sign up for • Your financial data stays on device and in your private iCloud database • The free app shows a small banner ad; your financial data is never shared with advertisers Pledgr is built for one thing: making it effortless to know where your money goes — while making sure nobody else does.

Mihfadah (محفظة) is a bilingual personal finance app built for Arabic speakers worldwide. FEATURES: • Dashboard — see your full financial picture at a glance • Income & Expenses — track what comes in and goes out • Budget Planner — set category targets and monitor spending • Financial Goals — Hajj, emergency fund, car, retirement and more • Investments & Savings — cash, gold, Jam'iyah (جمعية), stocks • Loans & Instalments — track monthly payments and balances • Zakat Calculator — calculate your annual Zakat with nisab check • Net Worth — assets minus liabilities with 6-month trend • Yearly View — 12-month income and savings summary PRIVACY FIRST: All your financial data is stored encrypted on your device only. Nothing is sent to any server. No account required. BILINGUAL: Full Arabic and English support with right-to-left layout.