Comparison

Pocket Flow vs Ultimate Money Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket Flow

Features
Read full description

Pocket Flow is a smart, privacy-first personal finance app that helps you understand and control your spending. TRACK YOUR MONEY - Add transactions manually in seconds - Scan receipts with AI — amount and category detected automatically - Scan NBS payment QR codes instantly - Set up recurring transactions for rent, subscriptions and bills UNDERSTAND YOUR SPENDING - Visual spending breakdown by category - Monthly analytics with beautiful charts - Set budget limits per category and get warned before you overspend - Track income, expenses and savings in one place AUTOMATE WITH APPLE PAY - Log every Apple Pay purchase automatically via Shortcuts - Amount and merchant detected instantly - Choose category from your list — done in seconds MULTI-CURRENCY SUPPORT - Track in RSD, EUR and USD - Each transaction stored with its own currency - Set your default currency in settings PRIVACY & SECURITY - Sign in with Apple — no email or password required - Face ID / Touch ID protection - Your data is never sold or shared - Minimal data collection by design POCKET FLOW PRO Unlock the full experience with Pocket Flow Pro: - AI receipt scanning powered by GPT-4 - Apple Pay automation via Shortcuts - Unlimited categories with custom icons and colors - Recurring transactions - Face ID protection - Edit and delete categories Available as monthly, quarterly or annual subscription. Pocket Flow is built for people who want a simple, beautiful way to stay on top of their finances — without complexity or clutter. Terms of Use: https://pdzunic.github.io/pocketflow-legal/terms-of-use.html Privacy Policy: https://pdzunic.github.io/pocketflow-legal/privacy-policy.html

About

Ultimate Money Tracker

Features
Read full description

Ultimate Money Tracker helps you take control of your money — without subscriptions, ads, or paywalls. Log income and expenses in seconds, see where your money goes, and keep your data safe. WHY THIS APP? • Fast and simple — add a transaction in a few taps • Works offline — your data stays on your device • No account required to start tracking TRACK EVERYTHING Record income and expenses with categories, tags, notes, and custom dates. Create your own categories with emoji icons, or use built-in ones for food, transport, bills, shopping, and more. UNDERSTAND YOUR SPENDING • Dashboard with day, week, month, and year views • Pie chart — see spending by category at a glance • Monthly expense charts for the last 6 months • Expense forecast — estimate how much you'll spend this month • Full transaction history with easy edit and delete MULTI-CURRENCY Log transactions in any currency and view totals in your preferred display currency. Live exchange rates keep your balance accurate when you travel or manage money in different currencies. YOUR DATA, YOUR CONTROL • Export all transactions to CSV (Excel, Google Sheets) • Import expenses from a spreadsheet or CSV file • Cloud backup to Google Drive — restore on a new phone • Automatic backup after changes (optional) PERSONALIZE YOUR EXPERIENCE • Light, dark, or system theme • English, Russian, and Spanish • Adaptive category grid — frequently used categories rise to the top • Optional quick-add screen on launch for daily logging Whether you're budgeting for the month, tracking daily coffee runs, or managing freelance income, Ultimate Money Tracker gives you clarity without complexity. Download now and start tracking.

Screenshots

Pocket Flow4 screens
Ultimate Money Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Ultimate Money Tracker at none against Pocket Flow's 3. Ultimate Money Tracker also leads on iOS requirement (15.1 vs 26.0). Pocket Flow's advantage is update cadence (daily vs every 9 days). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Pocket Flow sells 3 in-app purchases, starting at $4.99 per month. Ultimate Money Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Pocket Flow ships an update daily, Ultimate Money Tracker every 9 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Pocket Flow versus Ultimate Money Tracker: the parameters behind the verdict, then further details
ParameterPocket FlowUltimate Money Tracker
PriceFreeFree
Update frequencyDaily — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size18 MB52 MB
Age rating4+4+
DeveloperPredrag DzunicDaniil Demchenko

In-app purchases

3 purchases

Pocket Flow

Subscriptions3
  • Pocket Flow Pro Monthly$4.991 Month
  • Pocket Flow Pro Quarterly$9.993 Months
  • Pocket Flow Pro Yearly$24.991 Year
None

Ultimate Money Tracker

No in-app purchases

Questions

Is Pocket Flow free?
Pocket Flow is free to download, with in-app purchases available.
Is Ultimate Money Tracker free?
Ultimate Money Tracker is free to download, with no in-app purchases.
Do Pocket Flow or Ultimate Money Tracker have ads?
Neither Pocket Flow nor Ultimate Money Tracker shows ads.
Which is updated more often, Pocket Flow or Ultimate Money Tracker?
Pocket Flow ships an update daily, and Ultimate Money Tracker every 9 days. Most recently, Pocket Flow was updated on October 24, 2026 and Ultimate Money Tracker on October 28, 2026.

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