Comparison

Left. Budget Planner vs HowMuchLeft

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Left. Budget Planner

This app helps you track your spending and shows you how much money you have left to spend each day. It prioritizes privacy with no bank logins or subscriptions, keeping all your data on your device. Advanced features like net worth tracking are available with a one-time purchase.

Highlights
  • Track income, bills, and expenses
  • Set spending limits by category
  • Daily spending budget updates
  • Scan receipts with camera
  • Apple Watch, widgets, and Siri integration
  • AI-powered insights (on compatible devices)
  • Net worth tracking (Pro version)
Features
Read full description

Left. is the budget app that shows you what's left to spend. No bank login. No subscription. Nothing leaves your iPhone. Set your income, add your bills, and start each month with a full ring. As you spend, it depletes. The big number under the ring answers the most important question in personal finance: how much can I spend today? Everything runs on your device. No accounts, no third-party servers, no analytics, no tracking. iCloud sync between your devices uses Apple's encryption. Even we can't see your data. WHAT'S INCLUDED, FREE - Track income, bills, and one-time expenses - Set spending limits by category - Get a daily spending budget that updates as you go - Scan receipts with your camera - Add transactions from Apple Watch, widgets, and Siri LEFT ASSIST (APPLE INTELLIGENCE) - Ask anything in plain English. "Am I on track this month?" "Where am I overspending?" Answers come from your own numbers, computed on your iPhone. Nothing sent to a server. - Available on iPhone 15 Pro and later. Free for everyone. LEFT. PRO. ONE-TIME UNLOCK. - Unlock Net Worth tracking, Assets, and side-by-side debt payoff strategies. Pay once. No subscription. Future updates included. - If you've been looking for an alternative to bank-linked budget apps with monthly fees, you found it.

About

HowMuchLeft

Features
Read full description

Description: Keep track of your expenses—simple, fast, and no-frills. HowMuchLeft shows you at a glance how much of your monthly budget is left. No complicated categories, no account linking, no ads—just the essentials. Here’s how it works: • Create categories for your expenses, e.g., “Personal” or “Joint” • Set a default budget for each category • Track expenses in seconds – enter the amount, done • See immediately how much you can still spend this month Key features: • Clear monthly overview with remaining budget per category • Compact annual overview with remaining balance per month and per category • Flexible budgets – adjust the budget for individual months as needed • Track income – record refunds or income as credits • Edit or delete expenses later • Scroll through months and view past expenses • iCloud Backup Your data stays on your device. No registration, no subscription, no tracking. HowMuchLeft – because there’s only one question: How much is left? Full version: • The free version allows you to record 20 entries. • If you like the app, you can unlock it with a one-time purchase with no restrictions—NO subscription.

Screenshots

Left. Budget Planner4 screens
HowMuchLeft4 screens

Verdict

The call

The clearest difference is update cadence: Left. Budget Planner at weekly against HowMuchLeft's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Left. Budget Planner sells 1 one-off in-app purchase and HowMuchLeft sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Left. Budget Planner ships an update weekly, HowMuchLeft monthly. The most recent releases landed on September 21, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
Left. Budget Planner versus HowMuchLeft: the parameters behind the verdict, then further details
ParameterLeft. Budget PlannerHowMuchLeft
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, Apple Watch — betteriPhone
Requires iOS26.0 — better26.4
Further details — not scored
Size10 MB3 MB
Age rating4+4+
DeveloperIvan WizeChristian Krause

In-app purchases

1 purchases

Left. Budget Planner

One-time1
  • Left Pro$9.99
1 purchases

HowMuchLeft

One-time1
  • Full Version$3.99

Questions

Is Left. Budget Planner free?
Left. Budget Planner is free to download, with in-app purchases available.
Is HowMuchLeft free?
HowMuchLeft is free to download, with in-app purchases available.
Do Left. Budget Planner or HowMuchLeft have ads?
Neither Left. Budget Planner nor HowMuchLeft shows ads.
Which is updated more often, Left. Budget Planner or HowMuchLeft?
Left. Budget Planner ships an update weekly, and HowMuchLeft monthly. Most recently, Left. Budget Planner was updated on September 21, 2026 and HowMuchLeft on September 26, 2026.

Other comparisons