Comparison

Ödexi vs FinSpectro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ödexi

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Odexi keeps your subscriptions, instalments, bills and one-off payments in one list. How many phone instalments are left, and when is the electricity bill due? Odexi shows both on the same screen. 4 PAYMENT TYPES SUBSCRIPTION Netflix, Spotify, YouTube Premium, iCloud, gym membership: your never-ending recurring plans. INSTALMENT Phone, laptop, appliances: how many payments are left, when it ends, how much remains. BILL Electricity, water, gas, internet, phone: regular payments with a changing amount. ONE-TIME Insurance, dues, taxes: payments that happen once. KEY FEATURES Home and Lock Screen widgets See upcoming payments and what's left this month, and mark one paid right from the widget. Light and dark theme Choose light, dark or system in Settings, under Appearance. Monthly budget alert Set a budget and get a single notification when you go over it. It will not nag you again that month. How do I cancel? Jump straight to the cancellation page for popular services, or follow a step-by-step guide for the rest. Cost sharing Enter how many people share a subscription and see the per-person amount. Savings estimate See the yearly saving on a subscription you have not marked as paid for two months. Month navigator and calendar Browse past and future months, or view a month as a calendar. What did I pay in January? What is due in May? Mark as paid Tap the circle at the start of a row, or "Mark as Paid" on the payment's page. Paid and pending payments sit in separate groups. Payment history Each payment's page lists the periods you paid and the amount at the time. Instalment progress bar 3 of 12 paid, 9 to go, ends December 2026. Reminders Alerts 7, 3 and 1 day before the due date. Weekly or monthly digest. An early heads-up 30 days before a yearly renewal. A reminder before a free trial converts to a paid plan. Reports Monthly trend charts, category breakdown, your most expensive subscriptions. Service logos Logos for popular services such as Netflix, Spotify and YouTube ship with the app and show up offline too. FAST, SECURE SIGN-IN Sign in with email, Apple or Google. App Lock: lock the app with Face ID, Touch ID or a PIN so your payment data stays hidden when someone else is holding your phone. FREE AND PREMIUM The free version tracks up to 5 payments and includes every feature listed above. The widget, light theme, all notifications, budget alerts, cost sharing, cancellation help and reports are all free. Premium adds exactly five things: - Unlimited payment records - Exporting your reports as CSV and PDF - Daily allowance: enter your monthly income, subtract the month's payments and see how much you can spend each day. Unspent money rolls over to the next day. - 12-month payment forecast: see what you'll pay each month, when instalments end and which month yearly renewals land in. - Instalments by credit card: add your card and its closing day; see what each statement holds and which one today's purchase lands on. SECURITY AND PRIVACY - Data is stored encrypted with Supabase (PostgreSQL). - All connections are encrypted with TLS. - Analytics and crash reporting run only if you consent, and you can withdraw that consent at any time. - You can delete your account at any time. SUBSCRIPTION DETAILS Odexi Premium Monthly: 1 month Odexi Premium Yearly: 1 year, 3-day free trial Odexi Premium Lifetime: one-time purchase Prices are shown in the App Store for your region. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. You can manage or cancel your subscription in your App Store account settings. Any unused portion of a free trial is forfeited when a subscription is purchased. Privacy Policy: https://odexi.app/privacy Terms of Use: https://odexi.app/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

FinSpectro

Features
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FinSpectro (formerly Finsight) is an end-to-end encrypted expense and budget tracker. Your financial data is encrypted before it leaves your device and remains inaccessible even to us. Use FinSpectro on your phone, tablet, and computer with automatic sync. Perfect for personal and family budgeting, shared finance tracking, and managing expenses in multiple currencies. Key features Expense and income tracking Log daily expenses and income with custom accounts, categories, and currencies. Accounts and balances Create cash, bank, savings, and other accounts. Track total balance and money flow across all of them. Transfers between accounts Record transfers between your own accounts and stay in control of your money movement. Debts and loans Track who you owe and who owes you. Manage loans and debts in one place. Budgets and categories Create custom expense and income categories, set budgets, and stay within your limits. Analytics and reports View clear analytics for expenses, income, categories, and accounts. Shared finance tracking Create organizations to manage shared budgets with family, track expenses together, or run finances for a small team. Multi-currency support Manage finances in multiple currencies and switch between them easily. Download FinSpectro and take control of your finances with full privacy. Privacy Policy: https://finsight.zentline.com/settings/privacy-policy Terms of Use: https://zentline.com/en/terms-of-service

Screenshots

Ödexi4 screens
FinSpectro4 screens

Verdict

The call

The clearest difference is iOS requirement: Ödexi at 13.0 against FinSpectro's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ödexi sells 3 in-app purchases, starting at $0.99 per month and FinSpectro sells 1 in-app purchase, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Ödexi ships an update every 3 weeks, FinSpectro monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level
Ödexi versus FinSpectro: the parameters behind the verdict, then further details
ParameterÖdexiFinSpectro
PriceFreeFree
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size55 MB4 MB
Age rating4+4+
DeveloperAli Rıza YUKSEKTEPEDoszhan Mengaliyev

In-app purchases

3 purchases

Ödexi

Subscriptions2
  • Odexi Premium Monthly$0.991 Month
  • Odexi Premium Yearly3 Days trial$6.991 Year
One-time1
  • Subo Premium Lifetime$19.99
1 purchases

FinSpectro

Subscriptions1
  • Finsight Pro$19.991 Year

Questions

Is Ödexi free?
Ödexi is free to download, with in-app purchases available.
Is FinSpectro free?
FinSpectro is free to download, with in-app purchases available.
Do Ödexi or FinSpectro have ads?
Neither Ödexi nor FinSpectro shows ads.
Which is updated more often, Ödexi or FinSpectro?
Ödexi ships an update every 3 weeks, and FinSpectro monthly. Most recently, Ödexi was updated on October 25, 2026 and FinSpectro on October 24, 2026.

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