FinSpectro vs Divido

FinSpectro (formerly Finsight) is an end-to-end encrypted expense and budget tracker. Your financial data is encrypted before it leaves your device and remains inaccessible even to us. Use FinSpectro on your phone, tablet, and computer with automatic sync. Perfect for personal and family budgeting, shared finance tracking, and managing expenses in multiple currencies. Key features Expense and income tracking Log daily expenses and income with custom accounts, categories, and currencies. Accounts and balances Create cash, bank, savings, and other accounts. Track total balance and money flow across all of them. Transfers between accounts Record transfers between your own accounts and stay in control of your money movement. Debts and loans Track who you owe and who owes you. Manage loans and debts in one place. Budgets and categories Create custom expense and income categories, set budgets, and stay within your limits. Analytics and reports View clear analytics for expenses, income, categories, and accounts. Shared finance tracking Create organizations to manage shared budgets with family, track expenses together, or run finances for a small team. Multi-currency support Manage finances in multiple currencies and switch between them easily. Download FinSpectro and take control of your finances with full privacy. Privacy Policy: https://finsight.zentline.com/settings/privacy-policy Terms of Use: https://zentline.com/en/terms-of-service

Divido brings your personal budget and shared expenses with friends together in one app. Log spending in seconds, and let Divido turn shared bills into clear, simple debts. VOICE AND RECEIPTS • Say "coffee five dollars yesterday, cash" — Divido fills in the amount, date, account and category. • Snap a receipt — the total and line items appear. Your phone reads the receipt itself; the photo never leaves it. • With a Shortcuts automation, every card payment from Wallet offers to log the expense for you. PERSONAL FINANCE • Accounts: cards, cash, savings and debts, with a combined balance. • 64 currencies with daily exchange rates. • A monthly budget plan: income, expenses, category groups and a month-end forecast. • Savings goals with a "what if I save more" preview. • Recurring payments — subscriptions, rent, loans — are logged automatically. • Reports by category and month, CSV export. • Home Screen widget. SHARED EXPENSES • Groups for a trip, a flat or friends — plus one-on-one expenses. • Split equally, by shares, by exact amounts or by receipt items. • Different currencies in one group. • "Simplify debts" — the fewest payments to settle everyone up. • Invite with a link or QR code. Add people without the app as guests. • Notifications about new expenses and settle-ups. YOUR DATA STAYS YOURS No ads, no third-party trackers. Sign in with Apple or email, sync across devices, and delete your account right in Settings. DIVIDO PRO Everything above is free. Without a subscription you get 5 voice entries and 3 receipt scans every month. Divido Pro removes the limit — monthly or yearly. The subscription renews automatically; cancel any time in your Apple ID settings at least 24 hours before the end of the period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://divido.ru/legal/privacy/en/