Ödexi vs Gilt

Odexi keeps your subscriptions, instalments, bills and one-off payments in one list. How many phone instalments are left, and when is the electricity bill due? Odexi shows both on the same screen. 4 PAYMENT TYPES SUBSCRIPTION Netflix, Spotify, YouTube Premium, iCloud, gym membership: your never-ending recurring plans. INSTALMENT Phone, laptop, appliances: how many payments are left, when it ends, how much remains. BILL Electricity, water, gas, internet, phone: regular payments with a changing amount. ONE-TIME Insurance, dues, taxes: payments that happen once. KEY FEATURES Home and Lock Screen widgets See upcoming payments and what's left this month, and mark one paid right from the widget. Light and dark theme Choose light, dark or system in Settings, under Appearance. Monthly budget alert Set a budget and get a single notification when you go over it. It will not nag you again that month. How do I cancel? Jump straight to the cancellation page for popular services, or follow a step-by-step guide for the rest. Cost sharing Enter how many people share a subscription and see the per-person amount. Savings estimate See the yearly saving on a subscription you have not marked as paid for two months. Month navigator and calendar Browse past and future months, or view a month as a calendar. What did I pay in January? What is due in May? Mark as paid Tap the circle at the start of a row, or "Mark as Paid" on the payment's page. Paid and pending payments sit in separate groups. Payment history Each payment's page lists the periods you paid and the amount at the time. Instalment progress bar 3 of 12 paid, 9 to go, ends December 2026. Reminders Alerts 7, 3 and 1 day before the due date. Weekly or monthly digest. An early heads-up 30 days before a yearly renewal. A reminder before a free trial converts to a paid plan. Reports Monthly trend charts, category breakdown, your most expensive subscriptions. Service logos Logos for popular services such as Netflix, Spotify and YouTube ship with the app and show up offline too. FAST, SECURE SIGN-IN Sign in with email, Apple or Google. App Lock: lock the app with Face ID, Touch ID or a PIN so your payment data stays hidden when someone else is holding your phone. FREE AND PREMIUM The free version tracks up to 5 payments and includes every feature listed above. The widget, light theme, all notifications, budget alerts, cost sharing, cancellation help and reports are all free. Premium adds exactly five things: - Unlimited payment records - Exporting your reports as CSV and PDF - Daily allowance: enter your monthly income, subtract the month's payments and see how much you can spend each day. Unspent money rolls over to the next day. - 12-month payment forecast: see what you'll pay each month, when instalments end and which month yearly renewals land in. - Instalments by credit card: add your card and its closing day; see what each statement holds and which one today's purchase lands on. SECURITY AND PRIVACY - Data is stored encrypted with Supabase (PostgreSQL). - All connections are encrypted with TLS. - Analytics and crash reporting run only if you consent, and you can withdraw that consent at any time. - You can delete your account at any time. SUBSCRIPTION DETAILS Odexi Premium Monthly: 1 month Odexi Premium Yearly: 1 year, 3-day free trial Odexi Premium Lifetime: one-time purchase Prices are shown in the App Store for your region. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. You can manage or cancel your subscription in your App Store account settings. Any unused portion of a free trial is forfeited when a subscription is purchased. Privacy Policy: https://odexi.app/privacy Terms of Use: https://odexi.app/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Gilt is a personal finance tracker that respects two things most finance apps don't: your money and your privacy. START FREE, SUBSCRIBE WHEN IT STICKS Every feature is unlocked from first launch — no account, no card, no countdown. The free start covers your first 10 transactions across 5 different days. After that, a subscription ($2.49/month or $19.99/year, about $1.67 a month) keeps recording; a family plan and a one-time lifetime purchase are also available. And a promise: your data is never held hostage — everything you've recorded stays readable and exportable, free, forever. YOUR DATA NEVER LEAVES YOUR ICLOUD Gilt has no servers. Everything is stored on your iPhone and synced through your personal iCloud, end to end. We couldn't read your data even if we wanted to — there is nothing on our side to read it with. No analytics, no tracking, no ads. Ever. BRING YOUR OWN AI Instead of selling you another built-in chatbot, Gilt works with the AI you already use. Importing history? Hand your bank statement to your AI with Gilt's prepared prompt and it converts the statement into a file Gilt verifies and imports — works with any bank in the world. Analyzing? Export a structured, privacy-filtered snapshot and ask Claude, ChatGPT, or any assistant. You review everything before anything is saved; merchant names and notes stay out of exports unless you say otherwise. EVERYTHING A REAL TRACKER NEEDS Unlimited accounts — checking, savings, cash, credit cards with utilization, loans with payoff schedules, deposits with interest. Budgets with per-category allocations and honest pace projections. Recurring payments and bills. Reports: spending by category, income vs expense, net worth over time. Multi-currency done properly, with transfers and exchange rates. READ ON YOUR IPHONE, NOT ON A SERVER Scan a receipt and, with Apple Intelligence, Gilt fills in the merchant, total, date and category by itself — the model runs on your iPhone and the receipt never leaves it. Ask Siri how much you spent this month, last month or this week, in total or on one category. FOR YOU AND YOUR FAMILY The family plan shares your household through iCloud between your own Apple accounts. Two people, one clear picture of the money — still with no server in the middle. AND THE DETAILS Home-screen widgets, Face ID app lock, CSV import and export, search, custom categories and tags, beautiful native design built entirely with Apple's latest frameworks. Gilt compares you with you — your own history, your own pace — never with strangers' averages. Your finances are personal. Your finance app should be too. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gilt.money/privacy