VJHub vs JSplit

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JSplit helps you manage shared expenses and plan trips with friends, family, and loved ones — simply and transparently. KEY FEATURES 4 ways to split a bill - Equal split - automatically divide evenly among selected members - Percentage split - flexible when someone needs to pay more - Custom amount - specify each person's exact share - Item-based split - record who ordered what, calculate each person's share instantly - Family grouping - group family members together for more accurate splitting; members within the same family don't transfer money to each other Two group types - Shared expenses - for trips, events, and group meals - Shared household - track recurring monthly costs (rent, utilities, internet…) with reusable expense templates - Flexible group management - open or close a group, and change its currency anytime Shared fund - Pay from shared fund - choose to pay a bill from the shared fund or from an individual, with the shared fund split evenly across the group - Transparent tracking - see total spend and shared-fund usage clearly in the PDF, payment screen, and allocation details Trip planning - Trip planning - build an itinerary, share it with your group, and track expenses incurred during the trip - [BETA] AI-generated itinerary - quickly draft an itinerary powered by external Gen AI - [BETA] Trip video creation - generate a travel route video from your trip to share with friends - Trip checklist - create and edit a checklist of things to prepare - Trip reminders - get notified when a trip is approaching or in progress - Countdown & widget - share a countdown to your next trip, or check it at a glance from the home screen widget - Mobile app - manage expenses and itineraries right from your phone while traveling Travel Stamps - Collect stamps - earn stamps for provinces and cities you've visited, auto-detected via your current location or photos with location data - Leaderboard - compete for rank with fellow travel enthusiasts - Visual map - provinces and icons are colored by stamp status, kept up to date with the latest administrative boundaries Smart bill splitting - Transaction optimization - calculates the minimum number of transactions needed to settle all debts - Vietnamese bank QR codes - generate a QR code for direct transfer through your banking app - Auto currency conversion on payment - paying with a bank account in a different currency than the group automatically converts the amount at the current exchange rate Multi-currency support - Secondary currency - log expenses in foreign currency with automatic conversion - Real-time exchange rates Convenience features - Receipt scanning - attach a receipt and auto-extract the details - Invite via link - share your group easily, with an optional expiration time for invite links - Guest members - add users without an account - Account merging - link a guest account to a real account - Real-time sync - changes appear instantly - Notifications - get notified of new expenses - Expense statistics - visual charts by group and by time period - PDF export & multilingual support - export PDF reports and use the app in your chosen language