Wallet+ vs SpendPad

Wallet é o aplicativo de finanças pessoais que se adapta ao jeito que você usa dinheiro — do lanche de todo dia às viagens internacionais. REGISTRO SEM ESFORÇO Chega de abrir planilha ou digitar tudo na mão. No Wallet você registra gastos de três formas: - Por voz: fale "gastei 50 reais no mercado" e a transação é criada com categoria automática - Por foto: fotografe o comprovante e o OCR extrai o valor instantaneamente - Por notificação: receba o alerta do banco e o Wallet sugere o lançamento na hora ORGANIZAÇÃO COMPLETA - Múltiplas contas: corrente, poupança, cartão, dinheiro em espécie - Categorias personalizadas com ícone e cor - Transferências entre contas com histórico completo - Funciona offline — seus dados sincronizam quando a conexão volta RELATÓRIOS QUE REVELAM SEUS HÁBITOS Veja para onde vai seu dinheiro com gráficos e relatórios mensais. Compare períodos, filtre por categoria e entenda seus padrões de consumo de forma clara. MODO VIAGEM Crie uma trip com orçamento total e por categoria. Registre gastos em qualquer moeda — o Wallet converte automaticamente com a taxa do momento e mostra o saldo restante em tempo real. FINANÇAS COMPARTILHADAS Compartilhe um workspace com parceiro, família ou colegas de apartamento. Todos veem e registram transações no mesmo espaço, sem planilhas compartilhadas. _ WALLET PREMIUM - SEM LIMITES A versão gratuita já é poderosa. O Premium remove todos os limites: - Histórico completo (sem corte de 30 dias) - Contas e workspaces ilimitados - SmartInput: registre gastos em linguagem natural com IA - Modo Viagem com orçamentos por categoria e multicâmbio - Relatórios com intervalo de datas personalizado - Workspaces compartilhados com colaboradores Experimente gratuitamente e faça upgrade quando quiser. _ Wallet. Suas finanças, do jeito que você entende.

Ever wonder where your money actually goes? SpendPad makes it dead simple to find out. No bank connections, no complicated setup. Just open the app and start tracking. That's it. Log your expenses and income in seconds. See exactly how much you're spending, where it's going, and how much you have left. Whether it's rent, groceries, subscriptions, or that coffee you swore you'd stop buying. BUDGETS THAT ACTUALLY WORK Set a budget for any category. SpendPad shows you in real time how close you are to your limit. No surprises at the end of the month. You'll know exactly where you stand, every single day. MULTIPLE ACCOUNTS, ONE PLACE Checking, savings, cash, credit cards. Keep them all organized in one app. See your full picture without switching between banking apps. RECURRING PAYMENTS ON AUTOPILOT Rent. Netflix. Gym. Phone bill. Set them up once and SpendPad tracks them automatically. You'll never forget a payment again, and you'll always know what's coming up. AI CHAT THAT KNOWS YOUR SPENDING Ask questions about your money. "How much did I spend on food this month?" or "Am I on track with my budget?" Get instant answers based on your actual data. It's like having a financial buddy in your pocket. REMINDERS WHEN YOU NEED THEM Get notified before bills are due. Get alerts when you're close to your budget limit. Stay on top of things without having to think about it. STATS THAT TELL A STORY Beautiful charts and breakdowns that show your spending patterns over time. Daily, weekly, monthly. Compare periods and spot trends. Finally understand your habits. YOUR CATEGORIES, YOUR WAY The default categories not working for you? Create your own. Name them whatever you want, pick an icon, and organize your finances the way that makes sense to YOU. SHARE WITH YOUR PEOPLE Managing money with a partner or roommate? Share an account and track expenses together. Everyone stays in the loop. PRIVATE AND SECURE Lock the app with Face ID or fingerprint. Your financial data stays on your device. No bank connections means nothing sensitive to leak. NO ACCOUNT REQUIRED Start using SpendPad immediately. No sign-up, no email, no waiting. Just open and go. Create an account later only if you want to sync across devices. ATTACH RECEIPTS Snap a photo of your receipt and attach it to any transaction. Never lose track of what you bought or need for returns. EXPORT YOUR DATA Need your transactions in a spreadsheet? Export to CSV anytime and take your data wherever you need it. --- SpendPad is free to use. A premium subscription unlocks unlimited accounts, budgets, categories, recurring payments, data export, and unlimited AI chat. Premium is available as a monthly subscription, yearly subscription, or one-time lifetime purchase. Subscriptions are charged to your Apple ID account at confirmation of purchase and automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/