Comparison

Spendly Expense Tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendly Expense Tracker

Features
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Spendly is a fast and simple expense tracker that helps you stay on budget and understand your spending without unnecessary complexity. Track expenses in seconds Use Quick Add to log income and expenses quickly, so keeping your finances updated feels easy instead of repetitive. See your month clearly Follow your income, expenses, balance, and recent activity from one clean dashboard built to help you understand your money at a glance. Stay ahead of your budget Set monthly budgets by category, monitor what you have left, and catch overspending before it grows into a bigger problem. Understand what changed Review weekly insights, compare periods, and spot patterns in your spending so you can make better decisions with less guesswork. Built for real life Manage recurring transactions, savings goals, reminders, categories, filters, analytics, and backups in one place. Private and flexible Your data stays on your device. No account required. Customize your language, theme, reminders, and choose from global currencies.

About

Expense Tracker

Read full description

Tracking expenses should not feel like another task. This app makes it quick to record your spending, understand where your money is going, and stay on top of your budgets. You can add expenses in the way that feels easiest: • Speak into the mic • Type naturally, like “£12 lunch at Nando’s yesterday” • Take a photo of a receipt • Add it manually The app can automatically detect the amount, category, description, date and other details, so you do not have to fill everything yourself. You can see your spending for the whole month, broken down by day and category. This makes it easier to understand your habits, spot where money is going, and make better decisions. You can also set budgets for different categories and get notified when you are close to going over or have already gone over your limit. There is also an AI chat built in. You can ask questions like: “Where did I spend the most this month?” “Set my food budget to £300” “How much did I spend on coffee last week?” “Show me my recurring expenses” You can manage expenses, budgets, categories and insights using natural language. The app also supports recurring expenses, so things like rent, subscriptions, bills and memberships can be tracked automatically. Main features: • Add expenses by voice • Add expenses using natural language • Scan receipts with your camera • Add expenses manually • Auto-detect amount, date, category and description • View monthly spending by day • See spending by category • Set budgets • Get budget overage notifications • Track recurring expenses • Ask AI questions about your money • Manage expenses and budgets through AI chat A simple, AI-first expense tracker for people who want to know where their money is going without spending too much time tracking it.

Screenshots

Spendly Expense Tracker4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly Expense Tracker at none against Expense Tracker's 2. Expense Tracker's advantage is iOS requirement (15.1 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Spendly Expense Tracker asks for nothing beyond the download.

Scorecard2 real differences · 4 level
Spendly Expense Tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpendly Expense TrackerExpense Tracker
PriceFreeFree
Update frequencyEvery 2 days—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size2 MB57 MB
Age rating12+4+
DeveloperAgustin RossiKamran Ahmed

In-app purchases

None

Spendly Expense Tracker

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Timdo Premium Monthly7 Days trial$2.991 Month
  • Timdo Premium Yearly7 Days trial$19.991 Year

Questions

Is Spendly Expense Tracker free?
Spendly Expense Tracker is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Spendly Expense Tracker or Expense Tracker have ads?
Neither Spendly Expense Tracker nor Expense Tracker shows ads.

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