Subscription Tracker vs Budgetly

Losing track of your subscriptions? Netflix, Spotify, iCloud, gym memberships — recurring bills add up fast. Penny is the subscription tracker that shows exactly what you're paying every month, so you can cancel what you don't use and take back control of your expenses. SUBSCRIPTION TRACKER & SPENDING INSIGHTS • See total and average spending across all subscriptions • Beautiful charts: pie, bar, treemap & spending trend lines • Compare week-over-week, month-over-month & year-over-year • Category breakdown reveals where your money really goes • Calendar view shows every upcoming subscription payment at a glance BILL REMINDER & PAYMENT TRACKER • Get bill reminders days before each payment hits • See all upcoming renewals in one place • Track pending vs. paid transactions • View complete payment history per subscription • Never be surprised by a recurring charge again SUBSCRIPTION MANAGER & ORGANIZER • Add any recurring bill or subscription in seconds • Weekly, monthly & yearly billing cycles • Pre-built categories: Entertainment, Productivity, Cloud & Storage, Lifestyle & Health, Business & Finance • Create custom categories with personalized colors • Add descriptions and notes to each subscription MULTI-CURRENCY EXPENSE TRACKER • Track subscription expenses in 30+ currencies • USD, EUR, GBP, JPY, CNY, KRW, INR and many more • Available in 10 languages: English • Español • Français • Deutsch • Italiano • Português • Русский • 日本語 • 한국어 • 中文 PRIVATE — NO BANK LINK REQUIRED • 100% offline — your financial data stays on your device • No bank account connection needed • Full backup & restore — export your data anytime PENNY PREMIUM Go Premium for unlimited subscriptions and a completely ad-free experience. The subscription manager without limits. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

The budget you can actually keep: assign your money, log a spend in two taps, and glance at what's safe to spend — right on your Home Screen. No bank login, nothing to sync or break, and you can pay once instead of subscribing. Budgetly is envelope budgeting (digital cash stuffing) that stays 100% on your device. No account. No bank connection. Nothing for a server outage to lose. HOW IT WORKS - Give every dollar a job: assign your monthly money across envelopes. - Log spending in seconds — type it, say it with Siri, or scan a paper receipt on-device. - Glance at your Safe-to-Spend number on the Home Screen widget without opening the app. - Close the month, roll unspent money forward, and keep the streak going. WHAT'S INSIDE - Envelope budgeting with rollover, drag-to-reorder, and archiving - Safe-to-Spend widget for your Home Screen (free) and Lock Screen (Pro) - A weekly reset reminder and near-limit alerts, all scheduled on your device - Siri quick-add: "Add $12 to Coffee" — always with a confirm step - On-device receipt scanning: the total arrives as an editable guess, and images never leave your phone - Smart category suggestions — you confirm every one - Zero-based monthly planning with live "Left to assign" - 12-month trends, category breakdowns, and top-spend charts - CSV import from other budget apps, and CSV export any time — your data is yours PRIVATE BY ARCHITECTURE Your envelopes and transactions live on your device, covered by your normal iPhone backup. Budgetly has no server that sees your money. Nothing to breach, nothing to reconnect, nothing to break. FAIR PRICING Free forever: 3 envelopes, manual tracking, and the Home-Screen widget. Budgetly Pro unlocks unlimited envelopes, receipt scanning, CSV tools, and all widget styles — monthly, yearly, or a single one-time purchase. No pressure, cancel anytime. Terms of Use: https://budgetly.keenshift.ai/terms Privacy Policy: https://budgetly.keenshift.ai/privacy