Subscription Tracker vs Bill Manager

Losing track of your subscriptions? Netflix, Spotify, iCloud, gym memberships — recurring bills add up fast. Penny is the subscription tracker that shows exactly what you're paying every month, so you can cancel what you don't use and take back control of your expenses. SUBSCRIPTION TRACKER & SPENDING INSIGHTS • See total and average spending across all subscriptions • Beautiful charts: pie, bar, treemap & spending trend lines • Compare week-over-week, month-over-month & year-over-year • Category breakdown reveals where your money really goes • Calendar view shows every upcoming subscription payment at a glance BILL REMINDER & PAYMENT TRACKER • Get bill reminders days before each payment hits • See all upcoming renewals in one place • Track pending vs. paid transactions • View complete payment history per subscription • Never be surprised by a recurring charge again SUBSCRIPTION MANAGER & ORGANIZER • Add any recurring bill or subscription in seconds • Weekly, monthly & yearly billing cycles • Pre-built categories: Entertainment, Productivity, Cloud & Storage, Lifestyle & Health, Business & Finance • Create custom categories with personalized colors • Add descriptions and notes to each subscription MULTI-CURRENCY EXPENSE TRACKER • Track subscription expenses in 30+ currencies • USD, EUR, GBP, JPY, CNY, KRW, INR and many more • Available in 10 languages: English • Español • Français • Deutsch • Italiano • Português • Русский • 日本語 • 한국어 • 中文 PRIVATE — NO BANK LINK REQUIRED • 100% offline — your financial data stays on your device • No bank account connection needed • Full backup & restore — export your data anytime PENNY PREMIUM Go Premium for unlimited subscriptions and a completely ad-free experience. The subscription manager without limits. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Bill Manager keeps every bill and subscription in one calm place, so you always know what's due, what's paid, and what you can actually save. Add a bill once — name, amount, due date, how often it repeats — and the app tracks it from there. Type a name like "Netflix" or "Verizon" and the official payment link fills in for you. When a bill is due, one tap opens that biller's own website so you can pay them directly. SEE WHERE YOU STAND • What's still due this month, at a glance • Anything overdue, called out clearly • What you've already paid, month by month • Every subscription with its real monthly cost added up KNOW WHAT YOU CAN SAVE • Add your paycheck and anything else that comes in • Weekly, every two weeks, twice a month, or monthly — including the 1st-and-15th schedule most apps get wrong • The app subtracts your bills from your income and shows what's left to put away • If your bills come to more than you earn, it tells you plainly instead of hiding it PAY ON THE BILLER'S OWN SITE Around 70 well-known billers come pre-filled with their official web addresses, and you can add any link yourself. Bill Manager never processes payments, never asks for card or bank details, and never touches your money. It simply takes you to the right page. QUIET REMINDERS Turn on reminders and get a notification a few days before a bill is due, and again on the day. They're scheduled on your device — nothing is sent anywhere. PRIVATE BY DESIGN • No account, no sign-up, no login • No ads, no analytics, no tracking • Your bills stay on your device • Optional sync runs through a private bridge you own and control, not the developer's server WORKS THE WAY YOU DO Designed for iPhone and iPad, with a calm, readable layout that stays out of your way.