Dir vs Wallymanager

Dirham — приложение для бизнеса, который работает в рассрочку: автосалоны, магазины техники, частные продавцы и любые сделки с оплатой частями. Что умеет: Создавать и вести рассрочки: клиент, сумма, срок, график платежей Отмечать оплаты и видеть просрочки на главном экране Сканировать паспорт и права — данные заполняются автоматически Проверять клиента по базе ФССП прямо в приложении Прикреплять фото к сделке и отправлять клиенту ссылку на рассрочку Напоминать о платежах push-уведомлениями и в WhatsApp Считать прибыль и вести статистику по бизнесу Работать с сотрудниками: роли, приглашения, общая база Управлять делом с компьютера — веб-консоль dir-ham.ru/console Для кого: владельцы и менеджеры, которым надоело вести рассрочки в блокноте, Excel или переписке. Безопасность: данные в защищённом облаке, вход по номеру телефона, доступ только вашей команде.

Wallymanager shows you where your money goes. Record income and expenses, set monthly budgets per category and follow your savings goals — on your own, with a partner or with the whole family. Available in 10 languages and 40 currencies. Free • One personal wallet with income, expenses and your own categories • Monthly and yearly spending charts • Up to four monthly budgets per category • Up to four recurring transactions (weekly or monthly) — rent, salary and subscriptions enter themselves • Transaction export to CSV, PDF or XLSX for any range up to 3 years • App lock with Face ID or Touch ID • Sign in with email, Apple or Google Premium • Multiple wallets — home, travel, a side project • Shared wallets: invite a partner or family, assign roles and permissions, and see who spent what • Savings funds with a target amount, a deadline and visible progress • Unlimited recurring transactions, plus suggestions for repeating payments found in your history and checked by AI • AI receipt scanning: take a photo or upload a receipt (image or PDF) and AI drafts the merchant, amount and category. You review and confirm before anything is saved. • AI insights: monthly and yearly summaries and an AI budget coach • Advanced analytics: spending heatmap, category trends and waterfall analysis • Business wallets with dedicated categories and business insights — revenue, profit, margin, cash health and your largest cost drivers • Cash-flow forecast and Accounting Prep — a yearly archive of transactions and receipts organised by month, ready for your accountant (business wallets) • Alerts for budget limits, shared-wallet activity and savings milestones • Wallet backup and restore (XLSX) • Custom icons and images for categories and wallets Who it's for Individuals, couples and families, solo entrepreneurs, and small and medium businesses — one app, built for every way you manage money. Privacy and security • Your data is encrypted in transit. • AI features run only after you opt in, and you can turn them off at any time. When they are on, your spending data and receipt contents are sent to an external AI provider solely to generate your insights and read your receipts. • Delete your account directly in the app. • Receipt images are kept for 12 months, then deleted automatically. AI results are assistive and can contain mistakes — please check them. Wallymanager helps you organise your finances; it does not provide financial, investment or tax advice. Premium is an auto-renewing subscription through the App Store. Manage or cancel it at any time in your Apple Account settings.