Currency Convert Kit vs Lucia

Stop guessing what things cost abroad. Currency Converter Kit gives you live exchange rates, real cost calculations including your bank's hidden fees, and a full expense tracker — all in one app designed for travellers. CONVERT WITH CONFIDENCE Get live mid-market rates for 150+ currencies, updated in real time with offline fallback so you're never stuck without a rate. Use quick amounts for instant conversions, or switch to the built-in calculator to split bills and work out tips on the spot. KNOW YOUR REAL COST Most currency apps show you the mid-market rate. Your bank doesn't give you that rate. Currency Converter Kit lets you enter your card's FX markup, ATM fees, and cash spread so you can see exactly what a transaction will cost you — before you pay. TRACK EVERY PENNY ABROAD Create trip folders, scan receipts with your camera, and watch your spending update in real time across every currency. Set a trip budget and get notified at 80% and 100% so you always know where you stand — no nasty surprises when you get home. COMPARE CURRENCIES SIDE BY SIDE Enter an amount once and see it converted into all your target currencies simultaneously. Perfect for comparing prices across borders or deciding which currency to pay in. SAVE YOUR SETUP Frequent traveller? Save your card fees, rate type, and currency pair as a named preset. One tap and your converter is configured exactly how you need it — every time. FREE FEATURES • Live rates for 150+ currencies • Offline fallback rates • Real-cost engine with card, ATM, and cash fees • Interactive rate charts — 1W, 1M, 3M, 6M, 1Y • Built-in currency calculator with bill splitting • Dark mode and 12 colour themes PRO • Everything in Free • Unlimited currency pair tabs • Trip expense folders (up to 5 trips) • Receipt scanning — 30 scans/month • Saved converter presets • Rate alerts for any currency pair • Budget alerts with custom thresholds • Export expenses to CSV • Ad-free experience BUSINESS • Everything in Pro • Up to 20 trip folders • 150 receipt scans/month • Full CSV and PDF export • Multi-currency spend reports • Priority support Try Pro or Business free for 7 days. No payment today. Cancel anytime. Terms of use of this app can be viewed on this website: https://www.thinkappsai.com/privacy/currencyconverter/

Lucia logs your spending for you. Link Wallet once and every Apple Pay purchase is saved and categorized in the background — cash and other payments take a single tap. No subscription. No account. No servers of ours — your data lives on your device and in your own iCloud. Pay once and Lucia is yours for good. — LOGS ITSELF Purchases arrive already sorted into the right category, with an optional confirmation banner so you stay in the loop. Apple Pay purchases in another currency are converted to yours at the day's rate. Prefer your voice or a button? Log by Siri, from the Action Button, with Back Tap, or straight from the Home Screen widget. Cash, and anything paid another way, takes one tap. — SHARE A PROFILE Share a profile through iCloud with the people you live or travel with. Everyone can add to it, each transaction shows who added it, and budgets, savings and goals stay in sync for all of you. — RECURRING AND INSTALLMENTS Add your subscriptions from over 100 services, each shown with its logo, and see what renews next and what you've paid this month. Bills and credit card installments go there too, repeating weekly, twice a month, monthly, every 3 or 6 months, or yearly. Each installment counts in its own month, and you always see what you still owe. Note how you paid (credit card, debit card, cash or transfer) and see how much went through each. — TRACK WHAT MATTERS Log income and expenses across fully customizable categories. See exactly where your money goes with clean weekly and monthly breakdowns. — SPENDING LIMITS Set monthly limits per category and get a clear visual warning before you overspend. Stay in control without obsessing over every transaction. — VAULTS Save in vaults for anything: a trip, an emergency fund, a new gadget. Each can have a goal and a date, and an interest rate if your bank pays one. Add money, withdraw it, or use it to pay for a purchase, and always see what's available and what's saved. — HOME SCREEN WIDGET Glance at your balance and recent spending right from your home screen. No need to open the app. — SYNCED THROUGH YOUR ICLOUD Your transactions, budgets and vaults appear on every device you use, and come back on their own after a reinstall or a new phone. Your iCloud, never our servers. — ONE-TIME PURCHASE No subscriptions. Pay once, use forever. Lucia is free to try — unlock full access with a single lifetime purchase. — BUILT FOR PRIVACY Your financial data is yours. Lucia keeps everything on your device and in your own private iCloud, where only you, and anyone you share a profile with, can reach it. No account, no servers of ours, nothing for anyone to read — not even us. — DESIGNED FOR iPHONE & iPAD Lucia is built natively for iOS and iPadOS with support for Dark Mode, Dynamic Type, and every screen size. Your finances, your device, your rules.