Nami vs Spending Tracker

Nami is the money app for pay that moves. Shift workers, part timers, freelancers and anyone tired of guessing what payday will bring: Nami shows where your money went, what you have earned and what is on its way. PAY BY TAP, AND NAMI LOGS IT Tap to Log puts each purchase on today's figure the moment you pay, with nothing to type. A Shortcuts automation on Wallet's own trigger hands Nami the amount and the shop when you pay with Apple Pay. Tap to Log does not read your card or Apple Pay. You set the automation up once, following the steps in Nami, and each purchase counts towards today, the month and your budget, kept in your account. Cash, direct debits and anything else go in with Add a purchase or a statement. CHOOSE FROM WALLET Missed a purchase? Pick it from the cards you have connected in the Wallet app and it counts in your month and your budget. Nami receives only the purchase you pick. On iPhone with iOS 18.4 or later. YOUR DAY ON THE LOCK SCREEN Today's spend and what is left of your monthly budget sit on your Lock Screen from your morning brief until 2am. On a shift, your pay counts up as you work, worked out on your phone from your own rota. A CALM BRIEF EVERY MORNING Yesterday's spending, your next pay and tips, at the time you choose. Tap it and it opens in Nami. SEE WHERE YOUR MONTH WENT Insights sets this month against last month at the same point, category by category. Set a monthly budget and a limit on the category that gets away from you. Every limit sits inside your budget, so nothing is counted twice. KNOW WHEN YOU GET PAID Point Nami at the calendar your rota lives in and it prices every shift, works out your pay cycle and shows what your next payslip should be before it lands. Add each payslip and Nami tunes the next estimate to your own deductions. Cut off dates, unpaid breaks and changed shifts are handled. Your calendar is read on your phone, and event titles never leave it. ASK NAMI ABOUT YOUR MONEY Ask a question in plain words and Nami answers from your own figures, with the numbers drawn as tiles. Free includes three questions a day. Pro includes fifty, answered by Nami's best model. ALL YOUR MONEY, ONE NUMBER Net Wealth brings the accounts you add together into one figure with a chart that shows it moving. Spending, Income and Net Wealth widgets put the figures on your Home Screen too. NAMI PRO • Ask Nami on Nami's best model, fifty questions a day • The morning brief written by Nami's best model • A limit on every category, more categories of your own, and pay from up to four employers • Merchant memory and the savings projector • Statement reading, up to fifty statements a month Free for everyone: Tap to Log, Choose from Wallet, Add a purchase, the Lock Screen cards, the morning brief, Insights, three Ask Nami questions a day, one employer, the monthly budget, one category limit, manual accounts in Net Wealth and one statement a month. YOUR DATA STAYS YOURS Nami can never move your money. Statements are off until you turn them on in Profile. Ask Nami, statement reading and the morning brief use Claude, an AI model made by Anthropic, and nothing is sent until you agree. Your chats stay on your phone. Delete your account and the data Nami holds at any time in Profile, Privacy & data. SUBSCRIPTION Nami Pro is an auto renewing subscription, monthly or annual, and new subscribers start with a two week free trial. Payment is charged to your App Store account when you confirm, or when the trial ends. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in the Settings app: tap your name, then Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meliodeveloper.github.io/nami-privacy/

YouSpend - Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. - Switch wallets or focus on a single budget from the bar above the tabs. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Create your own categories and payment methods with names, icons, and colors that fit your household. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. - Get an optional evening reminder to record expenses you may have missed. ON YOUR HOME SCREEN AND WITH SIRI - See budgets, recent expenses, and spending breakdowns at a glance with Home Screen widgets. - Pin a budget with the Add to Budget widget and open its expense form in one tap. - Record an expense or open a prefilled form from Shortcuts and Siri. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Look at any date range, and filter expenses and Insights by budget. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps, with or without receipt images. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No cross-app tracking and no advertising identifier. - No connection to bank accounts. - No external crash reporting SDKs. - On-device receipt recognition. - Lock YouSpend with Face ID or Touch ID, and hide amounts when others can see your screen. - Share budgets with the people you invite. FREE AND PREMIUM - The free version covers everyday tracking, receipts, sharing, and the Add to Budget widget. It shows one banner for another App Store app, which you allow before it appears. - Premium removes the banner and unlocks more wallets and budgets, your own categories and payment methods, recurring expenses, data widgets, and exports. - Premium is available monthly, yearly, or as a one-time lifetime purchase. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: https://youspend.app/terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://youspend.app/privacy