Pathworth vs UpLedger

Pathworth helps you track accounts, transactions, budgets, net worth, cash flow, recurring bills, investments, and shopping plans in one private, local-first iOS app. Add income, expenses, transfers, and liabilities; review dashboard summaries; follow budget progress; analyze cash flow; track net worth history; manage recurring templates; and export or restore your data when needed. Pathworth works without an account. Your data stays on device by default, with optional iCloud sync and optional Files or iCloud Drive backup and restore. You can also enable Face ID, Touch ID, or passcode protection for an extra layer of privacy. Pathworth is an informational tool and does not provide financial, investment, tax, or legal advice.

Capture expenses and income quickly, then review every detail before it reaches your ledger. UpLedger turns a note, voice entry or receipt into a draft you can check and approve. CAPTURE AND REVIEW • Record transactions by hand, text, voice or receipt. • Check the amount, account, category and date before saving. • Keep a clear ledger of the entries you approved. SEE WHAT’S NEXT • Organize accounts, categories, budgets and recurring items. • Plan upcoming bills and monthly financial tasks. • Review spending, cash flow and net worth, with balance forecasts. • Export your records when you need them. MADE FOR APPLE DEVICES • Use the expanded side-by-side workspace on iPhone Duo. • Use the full three-column workspace on iPad. • Add widgets for capture, bills, drafts, month status and forecasts. • Start a capture with Siri, Shortcuts or supported system controls. • Use Apple Watch for quick capture and a glance at your finances. YOUR DATA, YOUR CHOICE Your records are stored on your device. iCloud sync, diagnostics and external AI processing are optional and require your choice. UpLedger has no ads and does not require a bank connection. UPLEDGER PRO The free plan includes one account, two classification rules, two recurring items and one household member. Pro removes these limits and unlocks full export, iCloud sync and extended forecasts. Choose a monthly or yearly subscription, or a lifetime purchase. Purchases use Apple’s In-App Purchase system; subscriptions can be managed from your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/