Comparison

Stack Ledger vs Cacao Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack Ledger

Track your physical gold and silver holdings with real-time prices and an AI scanner for coin identification. Buy and sell securely with other users through an escrow system, monitor performance, and grow your collection.

Highlights
  • Portfolio tracking
  • Real-time spot prices
  • AI coin and bar scanner
  • Peer-to-peer marketplace
  • Secure escrow system
  • Price alerts
Features
Read full description

Stack Ledger is the ultimate portfolio tracker and peer-to-peer marketplace built specifically for gold and silver stackers. Track your physical holdings with real-time spot prices, instantly identify coins and bars with our powerful AI scanner, and buy/sell securely with other stackers through our protected escrow system. Whether you're a seasoned bullion investor or just starting your stack, Stack Ledger helps you monitor performance, discover rare coins, negotiate deals, and grow your precious metals collection with confidence. Real-time valuations, price alerts, achievements, and safe P2P trading — all in one app designed for serious stackers.

About

Cacao Ledger

This personal accounting app uses double-entry bookkeeping to provide a clear financial overview. Track income, expenses, and organize funds across various categories, with robust reporting and multi-currency support. Your financial data remains private and on your device.

Highlights
  • Double-entry bookkeeping
  • Transaction recording
  • Financial reporting (income statement, balance sheet)
  • Multi-currency support
  • Data export (PDF, JSON, CSV, Ledger)
  • On-device privacy
Features
Read full description

Cacao is a personal accounting app built on double-entry bookkeeping; the same system professionals have used for centuries, now simple enough for anyone. Whether you're tracking a salary, managing expenses across currencies, or just trying to understand where your money actually goes, Cacao gives you a complete and accurate picture every time. What you can do: - Record transactions with full debit and credit entries - Organize money across assets, liabilities, equity, income, and expenses - Generate an income statement, balance sheet, and trial balance - Export reports as PDF for your records - Work in multiple currencies with exchange rate support - Export your data to JSON, CSV, or plain-text Ledger format — no lock-in Built for privacy. Everything stays on your device. No account required, no subscriptions, no cloud. New to double-entry accounting? Cacao is a great place to start, the structure guides you naturally without getting in the way.

Screenshots

Stack Ledger3 screens
Cacao Ledger4 screens

Verdict

The call

The clearest difference is in-app purchases: Cacao Ledger at none against Stack Ledger's 2. Cacao Ledger also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.1). Stack Ledger's advantage is ratings volume (4 vs 1). On price, rating, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stack Ledger sells 2 one-off in-app purchases. Cacao Ledger asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Stack Ledger against 5.0 for Cacao Ledger. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Stack Ledger ships an update every 3 days, Cacao Ledger every 5 days. The most recent releases landed on September 17, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
Stack Ledger versus Cacao Ledger: the parameters behind the verdict, then further details
ParameterStack LedgerCacao Ledger
PriceFreeFree
Rating5.0 (4 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 3 days — betterEvery 5 days
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size52 MB24 MB
Age rating4+4+
DeveloperStack Ledger CorpEduardo Oropeza-Sanchez

In-app purchases

2 purchases

Stack Ledger

One-time2
  • 50 Photo Analyzer Scans$0.99
  • 500 Photo Analyzer Scans$4.99
None

Cacao Ledger

No in-app purchases

Questions

Is Stack Ledger free?
Stack Ledger is free to download, with in-app purchases available.
Is Cacao Ledger free?
Cacao Ledger is free to download, with no in-app purchases.
Which has better reviews, Stack Ledger or Cacao Ledger?
Stack Ledger and Cacao Ledger are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.
Do Stack Ledger or Cacao Ledger have ads?
Stack Ledger shows ads; Cacao Ledger does not.
Which is updated more often, Stack Ledger or Cacao Ledger?
Stack Ledger ships an update every 3 days, and Cacao Ledger every 5 days. Most recently, Stack Ledger was updated on September 17, 2026 and Cacao Ledger on September 21, 2026.

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