RepayMemo vs DebtShore
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RepayMemo
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RepayMemo helps you keep personal loan repayments visible and organized. Review due bills on a calendar, track outstanding balances across projects, check each repayment plan, and update a bill as unpaid, partially paid, or cleared. The app stores loan records and preferences on-device and can sync them through the user's private iCloud account when iCloud is available. It can also optionally send a local daily reminder.
DebtShore
Organize and track all your personal debts, from loans and credit cards to installments. Set repayment plans, receive payment reminders, and visualize your progress with a clean, calming interface. This tool helps you stay on top of your financial obligations.
- Debt tracking for loans, credit cards, and installments
- Customizable repayment plans
- Payment reminders for upcoming due dates
- Progress overview of total debt and paid amounts
- Clean and simple user interface
- Multi-language support
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Shore is a simple debt tracking app designed to help you organize personal debts, credit cards, loans, installments, and money you owe. With a clean and calming interface, Shore helps you record debt details, set repayment plans, track remaining balances, and stay aware of upcoming payment dates. Whether you are managing a credit card balance, a personal loan, an installment plan, or a borrowed amount, Shore gives you a clear place to keep everything organized. Key Features Debt Tracking Record different types of debts, including loans, credit cards, installments, and personal borrowing. Repayment Plans Create repayment schedules and track each payment over time. Payment Reminders Set reminders for upcoming repayment dates so you can stay organized. Custom Cards Personalize your debt cards with different colors and themes. Progress Overview View total debt, paid amount, remaining balance, and repayment progress in a clear way. Clean and Simple Design A focused interface designed to make debt tracking easier and less overwhelming. Supported Languages Shore supports multiple languages, including Simplified Chinese, Traditional Chinese, English, Korean, and Japanese. Important Notice Shore does not provide financial advice, lending services, credit services, debt settlement services, or credit repair services. It is a personal tracking tool designed to help you organize your own debt information. Support If you encounter any issues while using the app, please contact us at: zylg60@gmail.com Start with clarity. Track your debts, plan your repayments, and follow your progress one step at a time. 服务条款协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策网址 (URL):https://www.notion.so/Privacy-Policy-for-DebtShore-36188cd196d180a08caec0deb18215e4?source=copy_link 用户协议:https://www.notion.so/Terms-of-Use-for-DebtShore-36188cd196d180428fcff788f1e90e70?source=copy_link Download Shore and organize your repayment journey.
Screenshots
Verdict
The clearest difference is update cadence: RepayMemo at daily against DebtShore's every 11 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RepayMemo ships an update daily, DebtShore every 11 days. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.
| Parameter | RepayMemo | DebtShore |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 83.3% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Daily — better | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | ZHENZHOU SHI | 朋飞 王 |
In-app purchases
RepayMemo
No in-app purchases
DebtShore
No in-app purchases








