Budgitrack vs Clarity

Know what is left. Explore what comes next. Budgitrack brings your income, regular bills, and budget plans together on your iPhone. Enter your own figures and see what remains after expenses. No bank linking or transaction syncing. TRY A CHANGE WITH PLAN What would a pay rise, a higher bill, or a new monthly cost mean for you? Adjust income and expenses, exclude a cost, or add a trial monthly expense. Compare your saved budget with your trial over 3, 6, or 12 full months. Your saved budget amounts stay unchanged. SAVE YOUR SCENARIOS Give a scenario a name and revisit it later. Saved scenarios stay on your device and belong to their budget. Free includes one saved scenario across all budgets. Premium lets you keep unlimited scenarios. SEE YOUR BUDGET CLEARLY • Disposable income at a glance • Income and expenses organised by category • Weekly, fortnightly, and monthly budget views • Multiple currencies • Light and dark mode FREE TO START • One budget, one income source, and up to 10 expenses • Plan comparisons • One saved scenario across all budgets PREMIUM • Unlimited budgets, income sources, expenses, and saved scenarios • CSV export • Home screen widgets • Smart budget alerts Choose a monthly or yearly subscription, or a lifetime purchase. Current prices appear in the app. PRIVATE BY DESIGN Your budget and saved scenarios stay on your device. Budgitrack does not connect to your bank. Forecasts use the figures you enter; they are estimates, not account balances. Terms: https://budgitrack.com/terms Privacy: https://budgitrack.com/privacy

Clarity gives you a clean, simple picture of your finances — without connecting to your bank, without a subscription, and without the complexity of traditional money apps. Track your income, set up your regular outgoings, and stay on top of any debts. Clarity does the maths so you always know exactly where you stand. KNOW WHERE YOUR MONEY GOES Add your income sources and regular bills — rent, utilities, subscriptions, insurance, and more. Clarity instantly shows you how much of your income is spoken for each month, and what's left over. STAY ON TOP OF DEBT Track credit cards, personal loans, student loans, buy now pay later, and more. See your progress with a real-time payoff percentage, an accurate final payment date, and a clear breakdown of every debt you're managing. BUILT FOR SIMPLICITY No bank linking. No account required. No overwhelming dashboards. Just open the app, add your details, and you have a clear financial picture in minutes. SMART MONTHLY UPDATES Turn on automatic debt updates and Clarity will reduce your balances on the 1st of every month — keeping your progress accurate without any manual effort. PERSONALISED TO YOU Choose from 15 currencies, switch between light and dark mode, and lock the app with Face ID for privacy. Everything stays on your device — your data never leaves your phone. BEAUTIFUL ON EVERY DEVICE Designed to feel at home on both iPhone and iPad, with a layout that adapts beautifully to every screen size.