Comparison

MyFinance Pro vs Budgitrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFinance Pro

Features
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MyFinance Pro is a private finance app for iPhone, iPad and Mac. It helps you manage loans, credit cards, borrowings, expenses, income, budgets and goals. Your financial data stays under your control: no ads, no tracking, no registration. Use the app locally on your device or enable iCloud sync. Loans, borrowings and credit cards • Add loans, borrowings and credit cards with amount, interest rate, currency and notes • Choose a model: installment plan, classic annuity, declining balance payments, interest with final repayment, balloon loan or credit cards • Track remaining debt, payment history and billing month • View interest by day, month and year, plus interest and repayment shares • Add monthly payments automatically • Create calendar reminders Expenses and income • Track monthly expenses and income • Use ready-made categories or create your own with names, icons and subcategories • Set recurrence: monthly, quarterly, semi-annually or annually • Specify payment method: cash, transfer, account debit, debit card or credit card • Temporarily disable items without deleting them • Keep separate records for each profile Budget and savings pots • Create budget envelopes to control limits • Plan expenses by category and track the remaining amount • Create savings pots for goals such as vacation, tech, renovation, reserve fund or a major purchase • Set a target, track progress and move money in or out • View saved amount, remaining amount to the goal and goal status • Analyze your budget with charts and breakdowns Profiles • Create profiles for personal finance, family, business, projects or other purposes • Each profile has its own loans, credit cards, expenses, income, budgets, savings pots, opening balances, categories and subcategories • Switch between profiles without mixing data • Customize the profile name, icon and color • Create, edit, rename and delete profiles Financial overview • Income, expenses, loan payments and monthly balance • Remaining debt, capital and carry-over from the previous month • Separate calculations by currency • Opening balance and support for multiple currencies, including EUR, USD, GBP and others • Active profile, quick profile access, budget cards and savings pot cards Privacy and security • No ads • No tracking • No registration • Data can be stored only locally on the device • Optional sync via your personal iCloud • Separate data sync by profile • Lock with Face ID, Touch ID, device passcode or app password • Hide amounts for glance protection • Export and import local backups • Import a backup into the active profile or a new profile • Export to CSV, PDF and print Interface • Supports iPhone, iPad and Mac • Convenient navigation on iPhone and sidebar on iPad • Customizable profiles with icons and colors • Supports 18 languages Interface languages: Danish, German, English, Spanish, French, Italian, Hungarian, Dutch, Norwegian, Polish, Portuguese, Romanian, Finnish, Swedish, Russian, Turkish, Ukrainian and Czech. Note: MyFinance Pro does not replace financial advice. Legal notice: MyFinance Pro is a tool for information and organization. It does not provide financial, tax or legal advice, and its use does not create any advisory obligation. No liability is accepted for decisions made based on the app. Data and calculations are provided without warranty; only the documents and calculations of the relevant providers and contracting parties are legally binding.

About

Budgitrack

Features
Read full description

A simple budget planner for your income, bills, and everyday money decisions. Budgitrack brings your income, regular bills, and budget plans together on your iPhone. Enter your own figures and see what remains after expenses. No bank linking or transaction syncing. TRY A CHANGE WITH PLAN What would a pay rise, a higher bill, or a new monthly cost mean for you? Adjust income and expenses, exclude a cost, or add a trial monthly expense. Compare your saved budget with your trial over 3, 6, or 12 full months. Your saved budget amounts stay unchanged. SAVE YOUR SCENARIOS Give a scenario a name and revisit it later. Saved scenarios stay on your device and belong to their budget. Free includes one saved scenario across all budgets. Premium lets you keep unlimited scenarios. SEE YOUR BUDGET CLEARLY • Disposable income at a glance • Income sources and category-based expense breakdowns • Weekly, fortnightly, and monthly budget views • Multiple currencies • Light and dark mode FREE TO START • One budget, one income source, and up to 10 expenses • Plan comparisons • One saved scenario across all budgets PREMIUM • Unlimited budgets, income sources, expenses, and saved scenarios • CSV export • Home screen widgets • Smart budget alerts Choose a monthly or yearly subscription, or a lifetime purchase. Current prices appear in the app. PRIVATE BY DESIGN Your budget and saved scenarios stay on your device. Budgitrack does not connect to your bank. Forecasts use the figures you enter; they are estimates, not account balances. Terms: https://budgitrack.com/terms Privacy: https://budgitrack.com/privacy

Screenshots

MyFinance Pro4 screens
Budgitrack4 screens

Verdict

The call

The clearest difference is update cadence: MyFinance Pro at every 4 days against Budgitrack's every 3 months. MyFinance Pro also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. MyFinance Pro sells 1 one-off in-app purchase and Budgitrack sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MyFinance Pro ships an update every 4 days, Budgitrack every 3 months. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Ā· 4 level
MyFinance Pro versus Budgitrack: the parameters behind the verdict, then further details
ParameterMyFinance ProBudgitrack
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS18.617.6 — better
Further details — not scored
Size6 MB8 MB
Age rating4+4+
DeveloperDimitri BischelRECURSE LTD

In-app purchases

1 purchases

MyFinance Pro

One-time1
  • MyFinance Pro$6.99
3 purchases

Budgitrack

Subscriptions2
  • Budgitrack Premium$1.991 Month
  • Budgitrack Premium (Annual)$19.991 Year
One-time1
  • Budgitrack Premium (Lifetime)$29.99

Questions

Is MyFinance Pro free?
MyFinance Pro is free to download, with in-app purchases available.
Is Budgitrack free?
Budgitrack is free to download, with in-app purchases available.
Do MyFinance Pro or Budgitrack have ads?
Neither MyFinance Pro nor Budgitrack shows ads.
Which is updated more often, MyFinance Pro or Budgitrack?
MyFinance Pro ships an update every 4 days, and Budgitrack every 3 months. Most recently, MyFinance Pro was updated on October 12, 2026 and Budgitrack on October 25, 2026.

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