Comparison

MyFinances vs MyFinance Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFinances

Features
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MyFinances – Expense Tracker, Budgets & Bank Accounts All your money in one place. Know what you have, what you spend and what you can save, without spreadsheets, notebooks or five different apps. MyFinances is a complete personal finance app for people who want clarity, not complexity. Track everyday expenses, organize your bank accounts, plan a monthly budget and see your real net worth in seconds. KNOW WHERE YOUR MONEY GOES Record expenses, income and investments in a couple of taps and watch how every transaction moves your balance. BANKS AND ACCOUNTS • Add all your banks and as many accounts as you need: checking, savings, credit card, cash or investment • Custom image or icon for every bank • Real balance per account and total wealth on the home screen • Choose your main account and keep it starred • Move money between accounts with transfers, in both directions REAL BALANCES, ALWAYS UP TO DATE Checking your bank? Update the balance in two taps and the app recalculates everything from that date, so your account history stays accurate without re-entering a single transaction. EXPENSES, INCOME AND INVESTMENTS • 80+ ready-made categories and subcategories • Create your own with a name, icon and color • Notes, dates and immediate impact on your balance • Filter by day, week, month or year • Search and review your movements whenever you need them RECURRING TRANSACTIONS Rent, salary, subscriptions, insurance... Set it once and MyFinances adds each movement automatically on its date. Pause, resume or delete a recurring movement at any time. MONTHLY BUDGETS Set a spending limit for any category or subcategory. See how much you have left, what percentage you have used and get a clear warning when you go over budget. YOUR MONEY AT A GLANCE • Daily, weekly, monthly and yearly summaries • Income, expenses and savings • Comparison with the previous month • 6-month evolution chart • Spending split by category • Budget status for the current month 12 FINANCE CALCULATORS Mortgage simulator, home buying costs, maximum home price, down payment needed, financing versus paying cash, emergency fund, 50/30/20 rule, compound interest, investment return, pay off debt or invest, time to double your investment and savings goals. Clear results, no formulas to memorize. MADE FOR EVERYDAY USE • 19 languages • Multiple currencies • Dark mode • Sync your data across devices with your account PRIVATE BY DESIGN Your financial data belongs to you. We don't sell it, we don't profile you and we don't use it for advertising. MyFinances is free and supported by ads. PERFECT FOR • Anyone who wants to stop wondering where the money went • Couples and families managing several accounts • Freelancers with irregular income and recurring bills • Savers building an emergency fund or a down payment • People planning a mortgage or their first investment Stop guessing. Start knowing. Download MyFinances and take control of your money today.

About

MyFinance Pro

Features
Read full description

MyFinance Pro is a private finance app for iPhone, iPad and Mac. It helps you manage loans, credit cards, borrowings, expenses, income, budgets and goals. Your financial data stays under your control: no ads, no tracking, no registration. Use the app locally on your device or enable iCloud sync. Loans, borrowings and credit cards • Add loans, borrowings and credit cards with amount, interest rate, currency and notes • Choose a model: installment plan, classic annuity, declining balance payments, interest with final repayment, balloon loan or credit cards • Track remaining debt, payment history and billing month • View interest by day, month and year, plus interest and repayment shares • Add monthly payments automatically • Create calendar reminders Expenses and income • Track monthly expenses and income • Use ready-made categories or create your own with names, icons and subcategories • Set recurrence: monthly, quarterly, semi-annually or annually • Specify payment method: cash, transfer, account debit, debit card or credit card • Temporarily disable items without deleting them • Keep separate records for each profile Budget and savings pots • Create budget envelopes to control limits • Plan expenses by category and track the remaining amount • Create savings pots for goals such as vacation, tech, renovation, reserve fund or a major purchase • Set a target, track progress and move money in or out • View saved amount, remaining amount to the goal and goal status • Analyze your budget with charts and breakdowns Profiles • Create profiles for personal finance, family, business, projects or other purposes • Each profile has its own loans, credit cards, expenses, income, budgets, savings pots, opening balances, categories and subcategories • Switch between profiles without mixing data • Customize the profile name, icon and color • Create, edit, rename and delete profiles Financial overview • Income, expenses, loan payments and monthly balance • Remaining debt, capital and carry-over from the previous month • Separate calculations by currency • Opening balance and support for multiple currencies, including EUR, USD, GBP and others • Active profile, quick profile access, budget cards and savings pot cards Privacy and security • No ads • No tracking • No registration • Data can be stored only locally on the device • Optional sync via your personal iCloud • Separate data sync by profile • Lock with Face ID, Touch ID, device passcode or app password • Hide amounts for glance protection • Export and import local backups • Import a backup into the active profile or a new profile • Export to CSV, PDF and print Interface • Supports iPhone, iPad and Mac • Convenient navigation on iPhone and sidebar on iPad • Customizable profiles with icons and colors • Supports 18 languages Interface languages: Danish, German, English, Spanish, French, Italian, Hungarian, Dutch, Norwegian, Polish, Portuguese, Romanian, Finnish, Swedish, Russian, Turkish, Ukrainian and Czech. Note: MyFinance Pro does not replace financial advice. Legal notice: MyFinance Pro is a tool for information and organization. It does not provide financial, tax or legal advice, and its use does not create any advisory obligation. No liability is accepted for decisions made based on the app. Data and calculations are provided without warranty; only the documents and calculations of the relevant providers and contracting parties are legally binding.

Screenshots

MyFinances4 screens
MyFinance Pro4 screens

Verdict

The call

The clearest difference is in-app purchases: MyFinances at none against MyFinance Pro's 1. MyFinances also leads on iOS requirement (15.6 vs 18.6). MyFinance Pro's advantage is ads (none vs shown) and update cadence (every 4 days vs every 3 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MyFinance Pro sells 1 one-off in-app purchase. MyFinances asks for nothing beyond the download.

UpkeepUpdate frequency

MyFinances ships an update every 3 weeks, MyFinance Pro every 4 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 2 level
MyFinances versus MyFinance Pro: the parameters behind the verdict, then further details
ParameterMyFinancesMyFinance Pro
PriceFreeFree
Update frequencyEvery 3 weeksEvery 4 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.6 — better18.6
Further details — not scored
Size53 MB6 MB
Age rating4+4+
DeveloperJON GUILLO RODRIGUEZDimitri Bischel

In-app purchases

None

MyFinances

No in-app purchases

1 purchases

MyFinance Pro

One-time1
  • MyFinance Pro$6.99

Questions

Is MyFinances free?
MyFinances is free to download, with no in-app purchases.
Is MyFinance Pro free?
MyFinance Pro is free to download, with in-app purchases available.
Do MyFinances or MyFinance Pro have ads?
MyFinances shows ads; MyFinance Pro does not.
Which is updated more often, MyFinances or MyFinance Pro?
MyFinances ships an update every 3 weeks, and MyFinance Pro every 4 days. Most recently, MyFinances was updated on November 5, 2026 and MyFinance Pro on October 31, 2026.

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