Comparison

Spendle vs MyFinances

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendle

Effortlessly manage your budget and gain financial clarity with a sleek, user-friendly interface. Organize income and expenses with unlimited categories, detailed reports, and multi-currency support. All premium features are free, forever, with no ads or subscriptions.

Highlights
  • Unlimited expense categories
  • Detailed monthly spending reports
  • Multi-currency and multi-language support
  • Import data from bank screenshots
  • Siri Shortcuts for hands-free use
  • Data export to CSV
  • No login required, local data storage
Features
Read full description

Tracking your expenses has never been easier. Spendle gives you the power to manage your budget and gain real financial clarity with a sleek, fast, and user-friendly interface. Best of all, every premium feature is completely free, forever. Whether you're a seasoned budgeter or just starting out, Spendle makes it effortless to stay on top of your income and expenses. Key Features: - Unlimited categories let you organize your money exactly how you want. - Dark Mode provides a clean, eye-friendly experience. - Detailed monthly reports help you understand your spending habits. - You can choose your own financial cycle start date to match your budgeting style. - Support for multiple languages, including Turkish, English, French, Spanish, Russian, Dutch, and Chinese, along with full multi-currency support. - Export your data anytime with simple CSV file generation. - Filter and search your transactions by date, category, or custom tags. - Scan bank screenshots to instantly import financial data from your banking app. - Use Siri Shortcuts to quickly add expenses or check your balance hands-free. - Get helpful notifications to stay on top of your financial goals. - No login required. All your data is stored securely on your device. Spendle is private, powerful, and built for real people. No subscriptions, no ads, and no trackingβ€”just better budgeting.

About

MyFinances

Features
Read full description

MyFinances – Expense Tracker, Budgets & Bank Accounts All your money in one place. Know what you have, what you spend and what you can save, without spreadsheets, notebooks or five different apps. MyFinances is a complete personal finance app for people who want clarity, not complexity. Track everyday expenses, organize your bank accounts, plan a monthly budget and see your real net worth in seconds. KNOW WHERE YOUR MONEY GOES Record expenses, income and investments in a couple of taps and watch how every transaction moves your balance. BANKS AND ACCOUNTS β€’ Add all your banks and as many accounts as you need: checking, savings, credit card, cash or investment β€’ Custom image or icon for every bank β€’ Real balance per account and total wealth on the home screen β€’ Choose your main account and keep it starred β€’ Move money between accounts with transfers, in both directions REAL BALANCES, ALWAYS UP TO DATE Checking your bank? Update the balance in two taps and the app recalculates everything from that date, so your account history stays accurate without re-entering a single transaction. EXPENSES, INCOME AND INVESTMENTS β€’ 80+ ready-made categories and subcategories β€’ Create your own with a name, icon and color β€’ Notes, dates and immediate impact on your balance β€’ Filter by day, week, month or year β€’ Search and review your movements whenever you need them RECURRING TRANSACTIONS Rent, salary, subscriptions, insurance... Set it once and MyFinances adds each movement automatically on its date. Pause, resume or delete a recurring movement at any time. MONTHLY BUDGETS Set a spending limit for any category or subcategory. See how much you have left, what percentage you have used and get a clear warning when you go over budget. YOUR MONEY AT A GLANCE β€’ Daily, weekly, monthly and yearly summaries β€’ Income, expenses and savings β€’ Comparison with the previous month β€’ 6-month evolution chart β€’ Spending split by category β€’ Budget status for the current month 12 FINANCE CALCULATORS Mortgage simulator, home buying costs, maximum home price, down payment needed, financing versus paying cash, emergency fund, 50/30/20 rule, compound interest, investment return, pay off debt or invest, time to double your investment and savings goals. Clear results, no formulas to memorize. MADE FOR EVERYDAY USE β€’ 19 languages β€’ Multiple currencies β€’ Dark mode β€’ Sync your data across devices with your account PRIVATE BY DESIGN Your financial data belongs to you. We don't sell it, we don't profile you and we don't use it for advertising. MyFinances is free and supported by ads. PERFECT FOR β€’ Anyone who wants to stop wondering where the money went β€’ Couples and families managing several accounts β€’ Freelancers with irregular income and recurring bills β€’ Savers building an emergency fund or a down payment β€’ People planning a mortgage or their first investment Stop guessing. Start knowing. Download MyFinances and take control of your money today.

Screenshots

Spendle4 screens
MyFinances4 screens

Verdict

The call

The clearest difference is ads: Spendle at none against MyFinances's shown. MyFinances's advantage is device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spendle ships an update fortnightly, MyFinances every 3 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences Β· 6 level
Spendle versus MyFinances: the parameters behind the verdict, then further details
ParameterSpendleMyFinances
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyFortnightly β€” betterEvery 3 weeks
AdsNo β€” betterYes
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS16.615.6 β€” better
Further details β€” not scored
Size5 MB53 MB
Age rating4+4+
DeveloperFikret Emre OcalJON GUILLO RODRIGUEZ

In-app purchases

None

Spendle

No in-app purchases

None

MyFinances

No in-app purchases

Questions

Is Spendle free?
Spendle is free to download, with no in-app purchases.
Is MyFinances free?
MyFinances is free to download, with no in-app purchases.
Do Spendle or MyFinances have ads?
MyFinances shows ads; Spendle does not.
Which is updated more often, Spendle or MyFinances?
Spendle ships an update fortnightly, and MyFinances every 3 weeks. Most recently, Spendle was updated on October 30, 2026 and MyFinances on November 5, 2026.

Other comparisons