Budgitrack vs Budget App & Money Manager

A simple budget planner for your income, bills, and everyday money decisions. Budgitrack brings your income, regular bills, and budget plans together on your iPhone. Enter your own figures and see what remains after expenses. No bank linking or transaction syncing. TRY A CHANGE WITH PLAN What would a pay rise, a higher bill, or a new monthly cost mean for you? Adjust income and expenses, exclude a cost, or add a trial monthly expense. Compare your saved budget with your trial over 3, 6, or 12 full months. Your saved budget amounts stay unchanged. SAVE YOUR SCENARIOS Give a scenario a name and revisit it later. Saved scenarios stay on your device and belong to their budget. Free includes one saved scenario across all budgets. Premium lets you keep unlimited scenarios. SEE YOUR BUDGET CLEARLY • Disposable income at a glance • Income sources and category-based expense breakdowns • Weekly, fortnightly, and monthly budget views • Multiple currencies • Light and dark mode FREE TO START • One budget, one income source, and up to 10 expenses • Plan comparisons • One saved scenario across all budgets PREMIUM • Unlimited budgets, income sources, expenses, and saved scenarios • CSV export • Home screen widgets • Smart budget alerts Choose a monthly or yearly subscription, or a lifetime purchase. Current prices appear in the app. PRIVATE BY DESIGN Your budget and saved scenarios stay on your device. Budgitrack does not connect to your bank. Forecasts use the figures you enter; they are estimates, not account balances. Terms: https://budgitrack.com/terms Privacy: https://budgitrack.com/privacy

Most budget apps start with a demand: connect your bank, sort your life into forty categories, trust a server with your salary. Cloudless starts with a different idea — a budget you keep entirely to yourself. No bank login. No account. No cloud. Everything you enter is stored in a database on your iPhone, and the app works completely offline — even in airplane mode. ONE NUMBER, EVERY MORNING Enter your income, your fixed costs and how much you want to set aside. Cloudless turns the rest into a single daily number: what you can spend today. • Spend less than that and the rest rolls over to tomorrow • Overspend and the coming days absorb it quietly — no guilt, just arithmetic • Stay under your number and your streak grows BUILT FOR REAL LIFE • Log an expense in seconds on a big numpad — pick a category, done • Recurring costs like rent, streaming and installments are entered once and handled automatically • Savings goals fill up on their own with daily, weekly or monthly contributions • Search, edit and tag every transaction • 28 currencies for travel and multi-currency life • Face ID or PIN lock, a daily reminder you schedule yourself, and a calm dark theme • Add expenses by voice with Siri Shortcuts ALSO IN CLOUDLESS Receipt scanning that reads amounts on your device, bank statement CSV import parsed locally, multiple wallets with a net worth view, category limits with rollover, spending trends and a month-end forecast. Everything is computed on your phone — nothing is uploaded. YOUR DATA STAYS YOURS • 100% offline by architecture — there is no server to send anything to • No sign-up, no tracking, no profiles • Encrypted backup (AES-256): one file, protected by a passphrase only you know, saved wherever you choose • Moving to a new phone means moving one file — not an account MADE FOR YOU IF… • you want a budget without a bank account connection • you like envelope budgeting but want it offline and automatic • you keep cash and card spending in one simple place • you have deleted three budget apps because they were work • you simply believe your money is nobody's business Cloudless speaks 44 languages and follows one rule everywhere: your numbers never leave your device. Download Cloudless and see today's number. Privacy Policy: https://www.babella.org/cloudless/privacy.html Terms of Use: https://www.babella.org/cloudless/terms.html