FIRE vs Plan My FIRE

Wealthy isn't rich. Wealthy means your money supports your life without needing your time in return. Most people picture financial independence as one distant finish line. It isn't. You cross three. FIRE Projection teaches you what each one means, in your own figures, then projects the age and year you reach it. You may be further along than you think. YOUR PATH • Coast FIRE. Your investments can reach your full number on their own. You can stop saving. • Barista FIRE. Part-time income covers part of your spending. Your portfolio covers the rest. You can leave full-time work. • Full FIRE. Your investments cover your spending at about a 4% withdrawal. Work becomes optional. THE MATH Spend $5,000 a month. That is $60,000 a year. Multiply by 25. Your Full FIRE number is $1,500,000. A 4% withdrawal from $1,500,000 is $60,000. The amount you spend. Growth uses a 6.5% real return after inflation, compounded monthly. Every assumption is visible, and you can change it. It is a projection, not a promise. WHAT YOU ENTER Five things you can answer today: • Invested today • Saving each month • Spending each month • Your birth date • Your target retirement age No guesses about future raises, inheritances, or interest rates decades out. MOVE THE LEVERS Change your saving, your spending, your target age, your part-time income, or your return. Watch the dates move. The point is not just knowing when. It is knowing what brings it closer. WHY OTHER TOOLS FELT WRONG Most retirement calculators ask you to predict what you cannot know. Forty guesses, and the answer moves with every one. FIRE Projection starts with the life you have now. WHAT PREMIUM ADDS • Multiple invested accounts • Multiple saving streams • Snapshot history • Social Security NPV • An editable real return rate • CSV export Free to download. A 30-day trial unlocks the full app. Monthly or annual after that. Not forty guesses. Three milestones, honest math, and the levers that bring freedom closer. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fireprojection.io/privacy-policy

Plan My FIRE is your guided path to early retirement — an all-in-one, free workspace that helps your whole household reach financial independence. Start simple: sensible, sourced defaults are filled in for you, so you and your partner can build a real plan in minutes — healthcare costs and all. No login required to get started, and the math is fully transparent: every number is yours to see, check, and adjust. WHAT YOU CAN DO Build your FIRE plan three ways: Income Stream (most cautious), Principal-Preserving (keep your nest egg intact), or Portfolio Drawdown (most flexible). Track your whole household's portfolio in one place, with prices updated daily, and see your asset allocation at a glance. Run the numbers with free, transparent calculators: retirement healthcare costs, Social Security benefits, taxes, living expenses, investments, and mortgage. See your progress toward financial independence and your target retirement age. Learn as you go with plain-English guides to FIRE concepts. PRIVATE BY DESIGN No login required: start using every planner and calculator right away — no account, no sign-up. Local-first: the figures you enter stay on your device by default. Optional account: add one only to sync across devices — a one-time email code, no password. Face ID / Touch ID app lock keeps your numbers private. No ads, and we never sell your data. Disclaimer: Plan My FIRE provides educational planning tools and estimates, not financial advice. Projections are illustrative and are not guarantees of future results.