Bubble Finance vs Paylendar
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Bubble Finance
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Bubble Finance - Smart Expense Tracking & Personal Finance Manager Take complete control of your finances with Bubble Finance, the offline-first expense tracker designed for individuals and small business owners. No internet? No problem. Your data stays private on your device. Why Bubble Finance? Bubble Finance stores everything locally on your device using Isar database technology. Your spending habits, your business expenses, your financial privacy ā all protected. Key Features Track Every Expense Add expenses quickly with categories like Rent, Living Expenses, Groceries, Utilities, Transportation, Entertainment, and more. Custom categories available for premium users. Visual Reports & Analytics Interactive charts showing your spending patterns Y-axis with horizontal grid lines for easy value reference Tap and hold any data point to see detailed expense information Category-specific views ā drill down into exactly where your money goes Budget Management Set monthly budgets for each category. Get insights when you're approaching your limits. See budget vs. actual spending with variance percentages. Small Business Ready Track business expenses separately Customize your business expense categories Profit & loss views for your side hustle or small business Offline-First Privacy All data stored locally on your device Works completely offline ā on a plane, in a basement, anywhere Monthly & Yearly Views Compare spending month-over-month and year-over-year. See seasonal trends and plan better for future expenses. Clean, Intuitive Interface Designed for mobile first. Add an expense in seconds. View your dashboard at a glance. No clutter, no confusion. Premium Features (Monthly Subscription) Upgrade to Bubble Finance Premium to unlock: Advanced analytics and spending insights Add more accounts Generate customer receipts Perfect For Anyone tired of wondering where their money went Freelancers tracking business expenses Small business owners needing simple expense management Students learning to budget Anyone who values financial privacy How It Works Download Bubble Finance ā free to start Add your expenses ā tap the plus button, enter amount and category View your dashboard ā see spending by category instantly View reports ā understand your habits Upgrade to Premium ā unlock advanced features when you're ready Privacy First, Always We don't collect your financial data. We don't sell your information. Your expenses stay on your phone. Period. The only data we ever see is your subscription status (processed securely by RevenueCat and Apple). Subscription Details Monthly premium subscription Free trial available (14 days) Payment charged to your App Store account Auto-renews unless cancelled before period ends Manage subscriptions in your account settings Support Questions? Issues? Ideas? Contact us at admin@blueappstechnology.com We read every email and respond within 48 hours. Download Bubble Finance today. Start tracking. Start saving. Take control. Bubble Finance ā Your money. Your privacy. Your future.
Paylendar
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See which bills are due and when. Plan recurring payments, follow due dates in a calendar and set reminders with Paylendar. FEWER DATES TO REMEMBER Add rent, subscriptions, installments and other bills. Set up a recurring payment once, and Paylendar schedules the next dates. Add one-time payments, salary and other income too. Set reminders for a time that suits you and check upcoming and overdue payments. FLEXIBLE RECURRING PAYMENTS Set a series to end after a chosen number of payments and follow its progress. Change the amount for one payment or for that payment and the ones that follow. Skip individual payments and restore them while keeping their history. TRACK PAYMENTS AS YOU MAKE THEM ⢠Record partial payments, review their history and see how much is left to pay. ⢠Keep planned and actually paid amounts separate. Correct a recorded payment when needed. ⢠Add a payment before you know the amount and fill it in later. ⢠Adjust the total amount even after recording partial payments. ⢠Choose the actual payment date when settling an overdue bill. ORGANIZE IT YOUR WAY Browse due dates in the calendar. Organize plans with accounts and tags, add notes, links or your own images. Find what you need with search and filters. FULL STATISTICS WITH PREMIUM ⢠Review planned expenses for a month, three months or a year. ⢠Compare amounts across months and with the previous period. ⢠See planned amounts, recorded payments and what's left to pay. ⢠Explore an expense breakdown by primary tag. A limited statistics preview is available without Premium. YOUR PLAN, ACROSS YOUR DEVICES Use Paylendar on iPhone, iPad and Mac. Premium unlocks full statistics, widgets and sync through your private iCloud storage. CHECK BILLS ON APPLE WATCH See upcoming payments and mark them as completed on an Apple Watch paired with your iPhone. The Apple Watch companion is available without Premium. NO ADS. NO SEPARATE ACCOUNT. Your plans stay available offline too. You enter your information manually. Paylendar does not import bank transactions or make payments for you. Download Paylendar and add your first bill. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Bubble Finance at 13.0 against Paylendar's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Bubble Finance sells 2 in-app purchases, starting at $3.49 per month and Paylendar sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Bubble Finance ships an update fortnightly, Paylendar every 8 days. The most recent releases landed on October 31, 2026 and November 10, 2026 respectively.
| Parameter | Bubble Finance | Paylendar |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 8 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac, Apple Watch ā better |
| Requires iOS | 13.0 ā better | 26.0 |
| Further details ā not scored | ||
| Size | 37 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | BlueApps Technology | Jan Kazubski |
In-app purchases
Bubble Finance
- Bubble Finance Premium7 Days trial$3.491 Month
- Bubble Finance Business7 Days trial$4.991 Month
Paylendar
- Paylendar Premium Monthly14 Days trial$1.991 Month
- Paylendar Premium Yearly14 Days trial$9.991 Year
- Paylendar Premium Lifetime$16.99









