Caffeinated Checkbook vs Reshta Money & Expense Tracker

Caffeinated Checkbook is a digital checkbook register for people who want to track their money themselves. It doesn't connect to your bank. It doesn't sync your transactions automatically. It doesn't sell your data or show you ads. It's a notebook that does math. Record payments, deposits, and transfers across as many accounts as you need: checking, savings, credit cards, cash, or investments. Every transaction gets a running balance, just like a paper checkbook register. When you're ready, reconcile against your bank statement to make sure everything matches. No account required. No internet required. Your data lives on your device in an encrypted local database that you control. Caffeinated Checkbook works completely offline and always will. FEATURES Manage multiple accounts with full transaction registers and running balances. Enter transactions with payee, amount, category, memo, and check number. Smart auto-fill remembers your frequent payees. Split transactions across categories. Transfer between accounts with linked transaction pairs. Void, duplicate, and search transactions instantly. Reconcile your accounts against bank statements with a guided workflow. Track cleared vs. uncleared balances. View reconciliation history. Set up recurring transactions for bills and regular income. Choose manual confirmation or auto-posting. Never forget a payment. Run reports: spending by category, payee summaries, cash flow, year-over-year comparisons, and tax-relevant expense reports with IRS schedule classifications. Export any report to CSV. 50+ built-in categories with tax-relevant flags for medical, charitable, mortgage interest, property tax, and more. Create your own categories and subcategories. SYNC & SHARING The app is free to use on a single device with no limitations. For those who want more: An Individual subscription adds multi-device sync, keeping your data consistent across your phone, tablet, and desktop. A Family subscription includes multi-device sync for up to five members, plus the ability to share specific accounts with other members of your household. Keep personal accounts private while sharing joint accounts, each person controls what they share. A single Caffeinated Account unlocks sync across the entire Caffeinated Softworks suite. One account, one subscription, all of the apps. WHAT THIS APP IS NOT Caffeinated Checkbook does not connect to banks or financial institutions. It cannot move money, pay bills, or access your account credentials. It is a record-keeping tool, the digital equivalent of the paper register in your checkbook. You enter what you spent, and it keeps track. No ads. No tracking. No data collection. Your finances are yours. Part of the Caffeinated Softworks suite. Terms of Use: https://caffeinatedsoftworks.com/terms/ Privacy Policy: https://caffeinatedsoftworks.com/privacy/

Track your money by dragging one category onto another. Reshta puts your income, accounts, and expenses on one screen. With Reshta Pro, sync in real time across devices using the same account, whether you manage your money on your own or together. Your data is stored on your device, so you can start tracking your money right away, even without an account or an internet connection. HOW IT WORKS • Drag an income category onto an account to record income. • Drag an account onto an expense category to record spending. • Drag one account onto another to record a transfer between accounts. Income and expense totals reset each month. Account balances carry over. FEATURES • Choose from 43 currencies and set a currency for each category. Reshta converts amounts using current exchange rates, or you can enter both amounts yourself. • Add, subtract, multiply, and divide directly in the amount field. • Add notes and color tags, and choose any date and time for each transaction. • View income, expenses, net totals, and balances by day, week, month, quarter, or year, with breakdowns by category. • Make Reshta yours with 380 icons and light and dark themes. • Archive categories you no longer use. PRIVATE BY DESIGN • No ads, no tracking, and no connection to your bank. • Protect the app with Face ID or your passcode. • Back up and restore your data, export to CSV, or delete all your data at any time. RESHTA PRO • Sync in real time across devices using the same Reshta account—whether you manage your money on your own or together. • Create unlimited categories. The free plan includes 5 of each type. Reshta Pro is available as an auto-renewing monthly or annual subscription. Privacy Policy: https://reshta.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/