Caffeinated Checkbook vs PlentyBook

Caffeinated Checkbook is a digital checkbook register for people who want to track their money themselves. It doesn't connect to your bank. It doesn't sync your transactions automatically. It doesn't sell your data or show you ads. It's a notebook that does math. Record payments, deposits, and transfers across as many accounts as you need: checking, savings, credit cards, cash, or investments. Every transaction gets a running balance, just like a paper checkbook register. When you're ready, reconcile against your bank statement to make sure everything matches. No account required. No internet required. Your data lives on your device in an encrypted local database that you control. Caffeinated Checkbook works completely offline and always will. FEATURES Manage multiple accounts with full transaction registers and running balances. Enter transactions with payee, amount, category, memo, and check number. Smart auto-fill remembers your frequent payees. Split transactions across categories. Transfer between accounts with linked transaction pairs. Void, duplicate, and search transactions instantly. Reconcile your accounts against bank statements with a guided workflow. Track cleared vs. uncleared balances. View reconciliation history. Set up recurring transactions for bills and regular income. Choose manual confirmation or auto-posting. Never forget a payment. Run reports: spending by category, payee summaries, cash flow, year-over-year comparisons, and tax-relevant expense reports with IRS schedule classifications. Export any report to CSV. 50+ built-in categories with tax-relevant flags for medical, charitable, mortgage interest, property tax, and more. Create your own categories and subcategories. SYNC & SHARING The app is free to use on a single device with no limitations. For those who want more: An Individual subscription adds multi-device sync, keeping your data consistent across your phone, tablet, and desktop. A Family subscription includes multi-device sync for up to five members, plus the ability to share specific accounts with other members of your household. Keep personal accounts private while sharing joint accounts, each person controls what they share. A single Caffeinated Account unlocks sync across the entire Caffeinated Softworks suite. One account, one subscription, all of the apps. WHAT THIS APP IS NOT Caffeinated Checkbook does not connect to banks or financial institutions. It cannot move money, pay bills, or access your account credentials. It is a record-keeping tool, the digital equivalent of the paper register in your checkbook. You enter what you spent, and it keeps track. No ads. No tracking. No data collection. Your finances are yours. Part of the Caffeinated Softworks suite. Terms of Use: https://caffeinatedsoftworks.com/terms/ Privacy Policy: https://caffeinatedsoftworks.com/privacy/

PlentyBook is a checkbook register, and nothing more than that. Type an amount. Tap Income or Expense. Done — the keypad is always on screen, so adding a line takes about two seconds and never opens a single pop-up. MULTIPLE ACCOUNTS Keep a register for checking, for savings, for the cash in your pocket. Give each one a colour so you always know which book you're in at a glance. Every account is completely separate — no shared budget, no combined pot, no cross-talk. A RUNNING BALANCE ON EVERY LINE See what the balance was after each entry, the way a paper register works. Newest entries sit at the top, where you actually look. SIMPLE BY DEFAULT Out of the box there are three ideas: a starting balance, money in, and money out. Notes are optional. Categories, day grouping, and marking entries as cleared all exist — but every one of them is switched off until you decide you want it. LIGHT, OR NOT Light by default, because most checkbook apps are relentlessly dark. Flip it to Inverted if you prefer, or let it follow your system. FIND ANYTHING Search notes, amounts, or categories. Results show how many matched and what they add up to, so "how much have I spent on coffee" is one search away. QUICK AUDIT Money in, money out, and the net for this month, last month, the last 30 days, this year, or any range you pick. LOCK IT Require Face ID, Touch ID, or your passcode to open the app — or to open just one account. Off by default, and free. SYNC, IF YOU WANT IT Switch on iCloud sync and your register follows you to your other devices, through your own iCloud. It is off until you turn it on, it comes with the unlock, and you can turn it back off whenever you like. YOUR DATA IS YOURS No account. No sign-up. No email address. No analytics, no trackers, no ads. PlentyBook has no server, so your register never comes to us. It stays on your device unless you switch on iCloud sync, and then it goes to your own iCloud and your own devices. Sync is off until you turn it on, and you can turn it back off. Export a backup to a plain, readable file whenever you like. That's free, always, whether you buy anything or not. FREE, WITH ONE OPTIONAL PURCHASE PlentyBook is free with one account. A single $9.99 purchase unlocks unlimited accounts and iCloud sync — one payment, no subscription. Built by ASHA Technology LLC.