Ampaly vs MonthFlux

Take control of your budget with clarity, confidence, and a forward-looking view. Ampaly is a local-first budgeting app built to help you understand where your money is today and where it is headed next. Instead of only looking at past spending, Ampaly helps you plan ahead by forecasting your finances across the coming days, weeks, months, and year. Create your accounts, enter your balances manually, and organize one-time or recurring transactions to build a clear picture of your future cash flow. Whether you want to prepare for rent, salary payments, subscriptions, loan payments, transfers, or irregular expenses, Ampaly helps you anticipate what is coming before it happens. Ampaly is designed for people who want a simple, private, and intentional way to manage their money. There is no bank connection, no account to create, and no need to share sensitive financial credentials. Your data stays on your device, under your control. With Ampaly, you can: • Track account balances manually Keep your finances organized by managing balances across one or more accounts in a simple and flexible way. • Forecast your financial future Visualize how your balances are expected to evolve over time based on planned income, expenses, and transfers. • Plan one-time and recurring transactions Add transactions that happen once or repeat on a schedule, so your budget reflects real life more accurately. • See upcoming and completed operations in a calendar Understand what is ahead at a glance and review what has already been marked as completed. • Manage multiple accounts with confidence Follow the impact of transfers and recurring operations across all of your accounts in one place. • Personalize the app to match your preferences Choose your currency, language, theme, and week settings for a setup that feels natural to you. • Export and import your data Create backups, move your data between devices, or restore your information when needed. Why choose Ampaly? • Local-first by design Your budgeting data is stored on your device. • No account required Start using the app without creating an account or signing in. • Privacy-focused Ampaly does not connect to your bank and does not require access to your banking credentials. • Built for planning Ampaly is not just for recording the past. It helps you prepare for the future. Ampaly is ideal if you want to: • plan monthly spending with more confidence • prepare for recurring bills and subscriptions • anticipate salary, transfers, and large expenses • track balances across multiple accounts • keep your financial data private • use a budgeting app that stays simple and intentional If you want a clearer view of your financial future without giving up control of your personal data, Ampaly gives you the tools to plan ahead with confidence. Support: https://ampaly.com/en/support/ Terms of Use (EULA): https://ampaly.com/en/terms-of-service/ Privacy Policy: https://ampaly.com/en/privacy-policy/

Organize your month of money on your iPhone — local-first, with optional cloud sync. MonthFlux (by Khal Tecnologia; known as FluxoMes in Portuguese and Spanish) tracks expenses and income, installments, recurrings, categories, accounts and cards, budgets, charts, and a forecast with running balance. Use it without an account; a cloud account syncs across devices and unlocks Premium linked to your profile. FEATURES • Single, installment, and recurring transactions • Forecast with month-by-month balance (free: up to 3 months ahead) • Categories, wallets/cards, and budgets (Premium) • Expense charts and balance trend (Premium) • JSON backup (free export); CSV and import on Premium • Reminders, PIN/biometrics, and languages pt / en / es • Light/dark theme PREMIUM Optional auto-renewable subscription (monthly or yearly) via the App Store: no ads and advanced features. • Title: MonthFlux Premium • Length: 1 month or 1 year • Price: shown on the Premium screen (set by the App Store) • Requires a cloud account to link the subscription Manage or cancel in Settings → Subscriptions. FREE PLAN Includes ads (Google AdMob) and limits (e.g. forecast months). Optional account for sync and password recovery. Not a bank, broker, or financial advisory service. Forecasts use the data you enter. Terms of Use (EULA): https://fluxomes.khaltecnologia.com.br/terms.html Privacy Policy: https://fluxomes.khaltecnologia.com.br/privacy.html