Payday vs PayShift

Payday is a focused paycheck budgeting app that helps you know what your money can do before payday arrives. Use zero-based budgeting to plan every paycheck, map upcoming bills, assign money to categories, and see a clear Safe to Spend amount after your allocations and personal cushion. With Payday, you can: Build a paycheck plan in minutes Track weekly, biweekly, semi-monthly, or monthly income Add recurring paychecks and plan ahead Map bills to the paycheck or category covering them View your cash flow in Timeline and Calendar Track allocations, uncovered bills, and low-cushion weeks Export plans as PDF or CSV Use Dark, Light, or System appearance Protect access with Face ID Keep your financial data private without bank syncing No complicated spreadsheets. No guessing what is safe to spend. Payday helps you give every dollar a job and make your money feel more predictable. Start with your next paycheck and build a plan you can trust. https://socialreporthq.com/payday/terms

PayShift turns your work schedule into your actual take-home pay — automatically. Add a shift with a start time, end time and break, and PayShift instantly works out your gross and net pay, including tax. No spreadsheets, no manual math. SHIFTS & PAY • Add shifts in seconds, with typeable break minutes • Gross and net pay calculated instantly, including tax/contributions • Evening, night, weekend and holiday surcharges, suggested automatically based on the date and time • Track tips per shift — they count toward your net pay, not your tax • Multiple jobs, each with its own rate, tax percentage and surcharges (Pro) ON YOUR WRIST AND HOME SCREEN • Apple Watch app — start, pause and stop a shift right from your wrist • Home Screen widget — see this period's net pay at a glance, no need to open the app • Live Activity on the Lock Screen and Dynamic Island — watch your pay grow while your shift is running SCAN A SCHEDULE PHOTO (Pro) Take a photo of your printed or digital work schedule and PayShift reads out the dates, times — and even the break, if your schedule shows worked hours separately. Review and adjust before importing. Everything is processed on your device; your photo is never uploaded anywhere. SEE THE BIGGER PICTURE • Weekly, 4-weekly or monthly pay periods, aligned to your actual payday • A full year overview with monthly breakdowns and insights • Export any period as a CSV file for your own records STAY IN SYNC • Two-way calendar sync: export shifts to your calendar, or import shifts from any calendar as a starting point (Pro) • Back up and restore your data as a file, any time — for free • iCloud sync across your devices (Pro) BUILT TO RESPECT YOUR DATA PayShift doesn't require an account, doesn't track you, and doesn't run ads. Your shifts and settings stay on your device unless you choose to sync them via your own iCloud account. Available in English, Dutch, German, Spanish, French, Italian, Portuguese and Polish.