Interest Meter vs SavingMan

Do you know exactly how much interest your savings are earning? Interest Meter is a clean, precise calculator for bank deposit interest. It supports both simple and compound interest, and automatically deducts withholding tax (default: Japan's 20.315%) so you can see your real take-home earnings. --- Free Features --- - Simple and compound interest calculation - Compound frequency: yearly, semi-annual, monthly, or **custom** (specify any number of compounding events per year — e.g. 4 quarterly, 52 weekly, 365 daily) - Flexible deposit period (1 to 50 years) - See pre-tax and after-tax interest at a glance - Year-by-year breakdown chart - Customizable tax rate (default: 20.315%) - Clean, intuitive design --- Premium Features (one-time purchase) --- - Switch the calculator to any of 9 foreign currencies (USD, EUR, GBP, AUD, CNY, HKD, SGD, KRW, THB) - Live exchange rates with a JPY conversion section in the result view - Ad-free experience across the entire app --- Who Is This For? --- - Anyone checking returns on fixed deposits - People who want to see compound interest in action - Savers who want to know their real after-tax yield - Anyone taking the first step toward smarter money management - Foreign-currency depositors who need quick JPY conversions Simple by design. Check your deposit interest today.

SavingMan helps individuals and families manage term deposits, CDs, and Treasury securities from deposit and interest payments through maturity, withdrawal, or renewal. • Complete records: Keep principal, currency, bank, rate or APY, term, deposit and maturity dates, interest schedule, family member, and notes together, with exact large-amount display. • Maturity and interest reminders: Track interest paid at maturity, monthly, quarterly, semiannually, or annually. Control interest reminders separately, then snooze a notification or open the matching record. • Clear earnings: Review estimated interest and the next 12 months of principal and interest cash flow. Optional interest-tax estimates separate pre-tax interest, estimated tax, and after-tax interest. Multi-currency summaries can use ECB reference rates. • Guided withdrawal and renewal: Preview an early or maturity withdrawal before saving it, handle full or partial amounts, and confirm new dates, terms, rates, and interest schedules when the bank changes renewal terms. • Traceable and correctable: Review all disposition history, the contract before each action, and the renewed contract. The latest eligible action can be undone safely inside the app. • Private and recoverable: Core data stays on your device. On Apple platforms, private iCloud sync keeps iPhone and Mac records aligned. Complete JSON backup is free. The macOS app adds a desktop sidebar, search, keyboard workflows, and light or dark appearance. SavingMan Pro unlocks unlimited records, CSV import/export, iCloud, calendar tools, the full Earnings Center, interest-tax estimates, and a separate earnings window. SavingMan does not connect to bank accounts or execute deposits, withdrawals, or investments. Interest, tax, exchange-rate, and withdrawal results are estimates based on your entries; confirm final amounts with the bank, issuer, and applicable local rules.