Platinum Perks vs PerkMaxxing
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Platinum Perks
This app helps Amex Platinum cardholders track and utilize their annual card benefits. It automatically detects perk usage from transactions and notifies users before credits expire, ensuring no value is lost.
- Automatic perk tracking via Plaid
- Tracks monthly, quarterly, semi-annual, and annual credits
- Monitors specific benefits like Uber Cash, Saks, and CLEAR
- Provides visual progress tracking for yearly benefits
- Sends expiry notifications for credits
- Premium push notifications for perk windows
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Your Amex Platinum card comes with over $2,900 in annual perks — but only if you actually use them. Platinum Perks tracks every credit across all 13 benefits so nothing slips through the cracks. AUTOMATIC TRACKING Connect your card with Plaid to automatically detect perk usage from your transactions. No manual entry needed. EVERY PERK, EVERY PERIOD Monthly credits like Uber Cash and Digital Entertainment. Quarterly perks like Resy and Lululemon. Semi-annual and annual benefits like Saks, Hotel Credit, CLEAR, and more — all tracked on their actual reset schedules. STAY ON PACE See at a glance whether you're ahead, falling behind, or off track for the year. Get notified before credits expire so you never miss a window. PERKS TRACKED • Uber Cash & Uber One • Resy Dining Credit • Saks Fifth Avenue • Airline Fee Credit • Hotel Credit (Amex Travel) • CLEAR Plus • Walmart+ • Global Entry / TSA PreCheck • Lululemon • Equinox • Oura Ring • Digital Entertainment (Disney+, Hulu, Peacock, and more) Premium unlocks push notifications so you never miss a perk window. Terms of Use: https://platinumperks.app/terms
PerkMaxxing
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You're paying hundreds in annual fees. Your cards owe you thousands in perks. PerkMaxxing makes sure you collect. The average premium cardholder uses less than half of their card's credits — the rest quietly expires every month, quarter, and year. PerkMaxxing tracks every credit on every card you own and reminds you before the money disappears. TRACK EVERY PERK • All major premium cards: Amex Platinum & Gold, Chase Sapphire Reserve & Preferred, Capital One Venture X, and more • Monthly, quarterly, semi-annual, and annual credits — each with its own countdown • Check off credits as you use them, down to the month NEVER MISS AN EXPIRY • Smart notifications 30 days, 7 days, and the day a perk expires • A monthly sweep of everything that just reset • See exactly how many dollars are about to vanish ALWAYS SWIPE THE RIGHT CARD • Standing at checkout? Tap what you're buying — dining, travel, groceries — and see which card earns the most points • Unused credits surfaced right in the recommendation KNOW IF YOUR CARDS ARE WORTH IT • Scorecard grades every card: fee vs. value claimed • See if you're on pace to break even on your annual fee — before renewal hits • Net ROI across your whole wallet LEARN FROM OTHER CARDHOLDERS • Community tips for squeezing more from every card • Limited-time deals spotted by other members PRIVATE & SECURE • Sign in with Apple and Face ID • No bank linking required — your accounts stay yours Download PerkMaxxing and find out what your cards actually owe you.
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Verdict
The clearest difference is in-app purchases: PerkMaxxing at none against Platinum Perks's 2. PerkMaxxing also leads on update cadence (fortnightly vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Platinum Perks sells 2 in-app purchases, starting at $1.99 per month. PerkMaxxing asks for nothing beyond the download.
Platinum Perks ships an update every 6 months, PerkMaxxing fortnightly. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Platinum Perks | PerkMaxxing |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 6 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 29 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Hunter Gray | Pawan Kohli |
In-app purchases
Platinum Perks
- Max Monthly1 Month trial$1.991 Month
- Max Yearly1 Month trial$19.991 Year
PerkMaxxing
No in-app purchases









