Comparison

Platinum Perks vs PerkMaxxing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Platinum Perks

This app helps Amex Platinum cardholders track and utilize their annual card benefits. It automatically detects perk usage from transactions and notifies users before credits expire, ensuring no value is lost.

Highlights
  • Automatic perk tracking via Plaid
  • Tracks monthly, quarterly, semi-annual, and annual credits
  • Monitors specific benefits like Uber Cash, Saks, and CLEAR
  • Provides visual progress tracking for yearly benefits
  • Sends expiry notifications for credits
  • Premium push notifications for perk windows
Features
Read full description

Your Amex Platinum card comes with over $2,900 in annual perks — but only if you actually use them. Platinum Perks tracks every credit across all 13 benefits so nothing slips through the cracks. AUTOMATIC TRACKING Connect your card with Plaid to automatically detect perk usage from your transactions. No manual entry needed. EVERY PERK, EVERY PERIOD Monthly credits like Uber Cash and Digital Entertainment. Quarterly perks like Resy and Lululemon. Semi-annual and annual benefits like Saks, Hotel Credit, CLEAR, and more — all tracked on their actual reset schedules. STAY ON PACE See at a glance whether you're ahead, falling behind, or off track for the year. Get notified before credits expire so you never miss a window. PERKS TRACKED • Uber Cash & Uber One • Resy Dining Credit • Saks Fifth Avenue • Airline Fee Credit • Hotel Credit (Amex Travel) • CLEAR Plus • Walmart+ • Global Entry / TSA PreCheck • Lululemon • Equinox • Oura Ring • Digital Entertainment (Disney+, Hulu, Peacock, and more) Premium unlocks push notifications so you never miss a perk window. Terms of Use: https://platinumperks.app/terms

About

PerkMaxxing

Features
Read full description

You're paying hundreds in annual fees. Your cards owe you thousands in perks. PerkMaxxing makes sure you collect. The average premium cardholder uses less than half of their card's credits — the rest quietly expires every month, quarter, and year. PerkMaxxing tracks every credit on every card you own and reminds you before the money disappears. TRACK EVERY PERK • All major premium cards: Amex Platinum & Gold, Chase Sapphire Reserve & Preferred, Capital One Venture X, and more • Monthly, quarterly, semi-annual, and annual credits — each with its own countdown • Check off credits as you use them, down to the month NEVER MISS AN EXPIRY • Smart notifications 30 days, 7 days, and the day a perk expires • A monthly sweep of everything that just reset • See exactly how many dollars are about to vanish ALWAYS SWIPE THE RIGHT CARD • Standing at checkout? Tap what you're buying — dining, travel, groceries — and see which card earns the most points • Unused credits surfaced right in the recommendation KNOW IF YOUR CARDS ARE WORTH IT • Scorecard grades every card: fee vs. value claimed • See if you're on pace to break even on your annual fee — before renewal hits • Net ROI across your whole wallet LEARN FROM OTHER CARDHOLDERS • Community tips for squeezing more from every card • Limited-time deals spotted by other members PRIVATE & SECURE • Sign in with Apple and Face ID • No bank linking required — your accounts stay yours Download PerkMaxxing and find out what your cards actually owe you.

Screenshots

Platinum Perks4 screens
PerkMaxxing4 screens

Verdict

The call

The clearest difference is in-app purchases: PerkMaxxing at none against Platinum Perks's 2. PerkMaxxing also leads on update cadence (fortnightly vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Platinum Perks sells 2 in-app purchases, starting at $1.99 per month. PerkMaxxing asks for nothing beyond the download.

UpkeepUpdate frequency

Platinum Perks ships an update every 6 months, PerkMaxxing fortnightly. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Platinum Perks versus PerkMaxxing: the parameters behind the verdict, then further details
ParameterPlatinum PerksPerkMaxxing
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 6 monthsFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size29 MB18 MB
Age rating4+4+
DeveloperHunter GrayPawan Kohli

In-app purchases

2 purchases

Platinum Perks

Subscriptions2
  • Max Monthly1 Month trial$1.991 Month
  • Max Yearly1 Month trial$19.991 Year
None

PerkMaxxing

No in-app purchases

Questions

Is Platinum Perks free?
Platinum Perks is free to download, with in-app purchases available.
Is PerkMaxxing free?
PerkMaxxing is free to download, with no in-app purchases.
Do Platinum Perks or PerkMaxxing have ads?
Neither Platinum Perks nor PerkMaxxing shows ads.
Which is updated more often, Platinum Perks or PerkMaxxing?
Platinum Perks ships an update every 6 months, and PerkMaxxing fortnightly. Most recently, Platinum Perks was updated on October 31, 2026 and PerkMaxxing on November 5, 2026.

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