URetireWise vs ELYRIONW

Plan your retirement with confidence using the proven 5-year bucket strategy — the same drawdown framework used by professional financial planners. WHAT IS THE BUCKET STRATEGY? Instead of withdrawing randomly from one pool, your retirement savings are split into three buckets: • Cash (0–5 yrs): Covers near-term spending so you never sell investments in a down market • Bonds (5–15 yrs): Lower-risk growth to refill the cash bucket over time • Equity (15+ yrs): Long-term growth engine that powers your later retirement years Every 5 years, the bonds and equity buckets automatically refill your cash bucket — smoothing out market volatility over a multi-decade retirement. KEY FEATURES • Set your retirement age, portfolio size, annual spending, rental income, and Social Security benefit • Visualize your portfolio growth across all three buckets from retirement to age 99 • See exactly when your cash refills happen and how Social Security changes your income picture • Inflation-adjusted projections using the Fisher equation • Year-by-year breakdown table with income, spending, and portfolio totals DESIGNED FOR SIMPLICITY • No account required — everything stays on your device • No ads, no subscriptions, no in-app purchases • Dark mode, built natively for iPhone IMPORTANT DISCLAIMER Retirement Bucket Planner is an educational planning tool, not financial advice. Projections are hypothetical illustrations based on your inputs and historical averages. Actual returns, inflation, and life events will differ. Please consult a qualified financial advisor before making retirement decisions.

ELYRIONW is a simple portfolio tracker for manually managed precious metal and crypto holdings. Use ELYRIONW to record assets, manage holdings, review price updates, and keep your portfolio organized in one clean workspace. The app is designed for users who want a focused tool for personal tracking, analysis, and record keeping. Features: • Track precious metal and crypto assets • Record holdings and manual price updates • View portfolio allocation and valuation insights • Explore pie, line, bar, and scatter charts • Review cross-asset analysis and comparison views • Save notes with optional image attachments • Set reminder preferences for price update routines • Export and import local backup files ELYRIONW is built for straightforward portfolio organization without unnecessary complexity. It helps you maintain a clear overview of your assets, performance history, and research notes directly on your device. ELYRIONW does not provide financial advice. All information entered into the app is for personal tracking and reference only.